Ingram85 Posted July 10, 2012 Share Posted July 10, 2012 Well done Mike! Things that cheer me up? Hmmmm. Oh I know, the Czech bird who works in our activity suite with the **** huge tits and low cut tops. Bit inappropriate considering the nature of our line of work i guess but it gets the from me. Link to comment Share on other sites More sharing options...
Stevo985 Posted July 10, 2012 VT Supporter Share Posted July 10, 2012 Just the 33 years and 2 months left on my mortgage :( Link to comment Share on other sites More sharing options...
BOF Posted July 10, 2012 Moderator Share Posted July 10, 2012 You get tax breaks on paying a mortgage though don't you? So you're paying more tax now and not making an investment with it. I'd sort that out. After the party, obviously. Link to comment Share on other sites More sharing options...
Shillzz Posted July 10, 2012 Share Posted July 10, 2012 You get tax breaks on paying a mortgage though don't you? So you're paying more tax now and not making an investment with it. I'd sort that out. After the party, obviously. Do you?? Link to comment Share on other sites More sharing options...
BOF Posted July 10, 2012 Moderator Share Posted July 10, 2012 That was certainly my understanding over here. You might be different, though I don't see why it would be. We have some experts in the field on here I believe who might be able to explain the benefits. Link to comment Share on other sites More sharing options...
GarethRDR Posted July 10, 2012 Share Posted July 10, 2012 You get tax breaks on paying a mortgage though don't you? I thought that was only on investment properties and not your own residence? Link to comment Share on other sites More sharing options...
mjmooney Posted July 10, 2012 VT Supporter Share Posted July 10, 2012 MIRAS (Mortgage Interest Relief At Source) was scrapped years ago. Link to comment Share on other sites More sharing options...
BOF Posted July 10, 2012 Moderator Share Posted July 10, 2012 MIRAS (Mortgage Interest Relief At Source) was scrapped years ago. Well then it is different over here then Link to comment Share on other sites More sharing options...
Shillzz Posted July 10, 2012 Share Posted July 10, 2012 That wasn't a sarcastic "Do you" by the way, more of a hopefull one! Link to comment Share on other sites More sharing options...
BOF Posted July 10, 2012 Moderator Share Posted July 10, 2012 Oh I know Shillzz. Link to comment Share on other sites More sharing options...
CrackpotForeigner Posted July 11, 2012 Share Posted July 11, 2012 The Tweeter who suggested the name of the Shadow Chancellor might be nicely completed with the addition of "knees and toes". Link to comment Share on other sites More sharing options...
mjmooney Posted July 11, 2012 VT Supporter Share Posted July 11, 2012 The Tweeter who suggested the name of the Shadow Chancellor might be nicely completed with the addition of "knees and toes".Tony Hancock. Link to comment Share on other sites More sharing options...
bickster Posted July 12, 2012 Moderator Share Posted July 12, 2012 First of 3 PPI claims offer came in today, £3.3k Second should be more Third will be nowhere near as much Link to comment Share on other sites More sharing options...
bickster Posted July 12, 2012 Moderator Share Posted July 12, 2012 Plus I'm off to Nice tomorrow for just over a week and the Euro hits a 3 and a half year low to celebrate. Haven't bought my euro's in advance this year for the first time, looks like it was the right choice. Link to comment Share on other sites More sharing options...
CrackpotForeigner Posted July 12, 2012 Share Posted July 12, 2012 Plus I'm off to Nice tomorrow for just over a week and the Euro hits a 3 and a half year low to celebrate. Haven't bought my euro's in advance this year for the first time, looks like it was the right choice.Nice. Link to comment Share on other sites More sharing options...
Genie Posted July 12, 2012 Share Posted July 12, 2012 Just the 33 years and 2 months left on my mortgage :( You got a 35 year mortgage :shock: Makes the 22 I have left on mine feel like a strol in the park! Link to comment Share on other sites More sharing options...
Stevo985 Posted July 12, 2012 VT Supporter Share Posted July 12, 2012 Just the 33 years and 2 months left on my mortgage :( You got a 35 year mortgage :shock: Makes the 22 I have left on mine feel like a strol in the park! Yep! Only way I could afford it really. I'll remortgage going forward at some point. I'm determined it won't actually take me that long to pay it off! Link to comment Share on other sites More sharing options...
wiggyrichard Posted July 12, 2012 Share Posted July 12, 2012 We just sorted the mortgage out for the new pad we are buying. We have left it at 21 years remaining (mortgage free by the time im 50) and plan to over pay. Our mortgage adviser told us that we over pay by as little as £50 per month, we will knock 5 years of the mortgage and save, get this.......£28,000 in interest!!! Link to comment Share on other sites More sharing options...
trekka Posted July 21, 2012 VT Supporter Share Posted July 21, 2012 Rum and raisin ice cream. Yum. Link to comment Share on other sites More sharing options...
dont_do_it_doug. Posted July 21, 2012 Share Posted July 21, 2012 We just sorted the mortgage out for the new pad we are buying. We have left it at 21 years remaining (mortgage free by the time im 50) and plan to over pay. Our mortgage adviser told us that we over pay by as little as £50 per month, we will knock 5 years of the mortgage and save, get this.......£28,000 in interest!!! That's insane isn't it. How much was your property if you don't mind me asking and how much will you end up paying for it over the 21 years at the current rate? Link to comment Share on other sites More sharing options...
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