wilko154 Posted September 28, 2022 Share Posted September 28, 2022 I'm in a really weird situation where I fixed until 2024, without even realising I had done it or how lucky I had got. We payed £92 a month for a year, and I've now been told due to the credit on our account our bills will be £28 a month until the end of the year. However the £66 a month has since been announced so I'm effectively going to pay nothing. On the other side of the coin, my mortgage fixed rate expired and next month I pay a much higher rate. You win some you lose some I guess. Link to comment Share on other sites More sharing options...
foreveryoung Posted September 28, 2022 Share Posted September 28, 2022 3 minutes ago, Genie said: Have you got your insulated plasterboards in yet? Got emm here but not fitted. Could have made them myself for a tenth for the price. Plasterboard with 12.5 mm of polystyrene on the back £60 each ****kin rip offs 4 minutes ago, sidcow said: Not having much luck are you Grand Designs ain't it. 2 Link to comment Share on other sites More sharing options...
mottaloo Posted September 28, 2022 Share Posted September 28, 2022 1 hour ago, Xela said: I feel bad for you guys but i'm paying £89 per month and i'm in credit! Using about £50 a month at the moment. Payment goes up to £111 from October as the standing charge and Kwh rates increase but they'll be paying £66 back into my account every month for 6 months. Feels like a cheat mode!! 1 Link to comment Share on other sites More sharing options...
Genie Posted September 28, 2022 Author Share Posted September 28, 2022 2 minutes ago, foreveryoung said: Grand Designs ain't it. Have you got your mrs pregnant yet? It’s not Grand Designs otherwise. 1 Link to comment Share on other sites More sharing options...
foreveryoung Posted September 28, 2022 Share Posted September 28, 2022 1 minute ago, Genie said: Have you got your mrs pregnant yet? It’s not Grand Designs otherwise. Not bought a puppy either. 1 Link to comment Share on other sites More sharing options...
Xela Posted September 28, 2022 Share Posted September 28, 2022 12 minutes ago, mottaloo said: I'm just a tight bastard! 1 Link to comment Share on other sites More sharing options...
phily85 Posted September 28, 2022 Share Posted September 28, 2022 56 minutes ago, ender4 said: You can’t fill the shed with gloves, it’s already full of cushions! I know at least one company that's not going out of business any time soon Link to comment Share on other sites More sharing options...
Xela Posted September 28, 2022 Share Posted September 28, 2022 17 minutes ago, foreveryoung said: Grand Designs ain't it. Should have just said no to her mate. 1 Link to comment Share on other sites More sharing options...
turvontour Posted September 28, 2022 Share Posted September 28, 2022 59 minutes ago, wilko154 said: I'm in a really weird situation where I fixed until 2024, without even realising I had done it or how lucky I had got. We payed £92 a month for a year, and I've now been told due to the credit on our account our bills will be £28 a month until the end of the year. However the £66 a month has since been announced so I'm effectively going to pay nothing. On the other side of the coin, my mortgage fixed rate expired and next month I pay a much higher rate. You win some you lose some I guess. What sort of increase are you looking at on your mortgage? Link to comment Share on other sites More sharing options...
fightoffyour Posted September 28, 2022 VT Supporter Share Posted September 28, 2022 59 minutes ago, foreveryoung said: Not bought a puppy either. It’ll be done by Christmas Link to comment Share on other sites More sharing options...
wilko154 Posted September 28, 2022 Share Posted September 28, 2022 1 hour ago, turvontour said: What sort of increase are you looking at on your mortgage? It's a 2% increase, which isn't the end of the world. The rate I had before was incredibly low. However it's still a fair increase on monthly payments. 1 Link to comment Share on other sites More sharing options...
Genie Posted September 29, 2022 Author Share Posted September 29, 2022 Tamworth FC are going to start hosting their 3pm kickoffs at 2pm to avoid having to use floodlights during the winter. I think this will be the norm in the lower leagues. Link to comment Share on other sites More sharing options...
Mark Albrighton Posted October 2, 2022 VT Supporter Share Posted October 2, 2022 3 Link to comment Share on other sites More sharing options...
bickster Posted October 2, 2022 Moderator Share Posted October 2, 2022 On 28/09/2022 at 19:38, ender4 said: You can’t fill the shed with gloves, it’s already full of cushions! He does have multiple shed and is planning more Does that mean he has a shethora? 1 Link to comment Share on other sites More sharing options...
sidcow Posted October 2, 2022 VT Supporter Share Posted October 2, 2022 (edited) Looking at the long term weather forecasts temperatures look to be above average for the next month or 2 (I know its a bit finger in the air job) but it can only be a good thing. Hopefully if people have all turned their thermostats down a notch or 2 and temperatures stay high the world might use far less gas than normal and less demand leads to lower prices. Certainly this weekend we've still used a lot less than our daily cost according to the smart meter so I'm hoping our surplus continues to grow in October, even November. If the heating only really kicks in during Dec-Feb I've got a big buffer built up from the summer overpayments. Edited October 2, 2022 by sidcow 2 Link to comment Share on other sites More sharing options...
stuart_75 Posted October 3, 2022 Share Posted October 3, 2022 14 hours ago, sidcow said: Certainly this weekend we've still used a lot less than our daily cost according to the smart meter so I'm hoping our surplus continues to grow in October, even November. If the heating only really kicks in during Dec-Feb I've got a big buffer built up from the summer overpayments. This is what I'm doing. Octopus reduced my DD payments because the £400 from the gov is incoming, I immediately pushed my DD amount back up because that £400 isn't going to stretch very far if the heating has to go on. Building up the credit on my account to hopefully £400-£500 to last until March/April time is my plan. Link to comment Share on other sites More sharing options...
CVByrne Posted October 3, 2022 Share Posted October 3, 2022 OPEC going to cut oil production by 1m barrels per day. So we'll see fuel prices rise again Link to comment Share on other sites More sharing options...
Genie Posted October 3, 2022 Author Share Posted October 3, 2022 6 hours ago, stuart_75 said: This is what I'm doing. Octopus reduced my DD payments because the £400 from the gov is incoming, I immediately pushed my DD amount back up because that £400 isn't going to stretch very far if the heating has to go on. Building up the credit on my account to hopefully £400-£500 to last until March/April time is my plan. The £400 is returned to bank accounts isn’t it (in chunks of £66 or £67)? You pay as normal, then they send £66 or £67 back to your bank a few days later. You’re better off holding money in your own bank earning a bit of interest than in theirs making money for them. Link to comment Share on other sites More sharing options...
ender4 Posted October 3, 2022 Share Posted October 3, 2022 7 minutes ago, CVByrne said: OPEC going to cut oil production by 1m barrels per day. So we'll see fuel prices rise again I think they are going to cut their official quota by 1m bpd. But they are already pumping at capacity and aren’t hitting their quotas so even after cutting their quotas by 1m they will still be pumping the same amount at maximum capacity. Link to comment Share on other sites More sharing options...
Brumstopdogs Posted October 3, 2022 Share Posted October 3, 2022 1 hour ago, Genie said: The £400 is returned to bank accounts isn’t it (in chunks of £66 or £67)? You pay as normal, then they send £66 or £67 back to your bank a few days later. You’re better off holding money in your own bank earning a bit of interest than in theirs making money for them. I think if you pay by DD it gets taken off as a deduction on your bill rather than as a payment to your bank account. Link to comment Share on other sites More sharing options...
Recommended Posts