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  1. Couldn't find a thread on this so I'm just making a general one. Any investors or stock market addicts here? What's your view on 2019? What's your view on Trump, Brexit, oil prices, inflation, earnings yield in general? I'm for the first time in a long time a bit on the fence. Normally I'm very positive, but right now I feel there's so much uncertainty in a market that's quite pricy.
  2. Following the success of Bedlam on Channel 4, I thought it would be interesting to get people's perspectives on mental health problems, particularly as at any given point 1 in 4 people will experience a mental health problem in their lifetimes. FWIW I have not experienced a mental health problem but I work in the field and find the stigma to be the worst thing, particularly in terms of stopping people looking for support
  3. Hello all! Off to view a house tonight, (scary stuff!), and as its the first one I've liked enough from a quick peruse of Rightmove to go and see its my first proper house viewing. I wondered if any of my fellow VT'ers have any advice on the house viewing / buying process? Cheers!
  4. Stevo985


    Calm down Morpheus, not that kind of gardening. Don't think there's a thread on here for gardening, so I'm starting one! Somewhere to throw ideas around, ask for advice, show off etc I'm not a keen gardener, but I need to take some interest as I have a large garden with potential, but it is currently useless as I don't do anything with it bar mowing the grass. So here's the advice I'm after. Half of my garden is grass, which is fine. I mow it. The other half (the bottom half) is overgrown at the moment with weeds, briars, long grass etc. What's the best plan of attack for
  5. Big Think - This may be a worse case scenario generally, but I actually think some industries job losses will be even more acute. I'm currently working with people developing systems that will put many thousands out of work. So if you think it's shit now, how do you think Tory England (cos let's face it, Scotland's leaving) is going to deal with this? We must surely also add May that is trying to right royally screw up education for the poor, just to hammer in an even bigger wedge between the haves and have nots. The medium and long term picture for the majority is a race for the bot
  6. VT - I'm stressing, and I really could do with some sound advice from knowledgable people! I'm 25, working in recruitment, but I have hit a bit of a wall. I'm thinking I do not want to be working within this arena anymore. I don't have a degree, which limits me massively as far as I am concerned because every job I see they want someone of 'degree calibre'. I have never known what I wanted to do, I just drifted through school and got myself 10 GCSEs then took a couple of A-levels with the intention of going to uni. I had a place confirmed but then was offered a full time job, which I took. I
  7. Suggestions on things to do during the lock in, freebies and such. Bitch in the other threads. The National Trust are reviewing what needs to be closed (houses) and what can be open (gardens). Looks like much of the safe stuff will be free. Keep an eye on the website, think they'll announce something Friday maybe? https://www.nationaltrust.org.uk/
  8. Hello all, As I am not really wanting to Break up with a girl I thought I would start up this thread. I have been seeing this girl for a couple of months. She is funny, beautiful and I really like her. She has an 23 month old son from a previous relationship who is amazing too. Her previous relationship was very violent physically and mentally and ended when her ex husband threatened to burn the house down with her and the baby inside. She lives on high alert and always has a bag packed by the door in case he finds her. No one, apart from immediate family, is allowed to know where she lives (a
  9. rjw63

    Sleep Aids

    Anyone ever used one of these bluetooth sleep masks, if so are they any good?
  10. Lost my Mumsnet password. New Year and a fair few of us are trying to shift the post Christmas weight or the weight gained during lockdown. I certainly am. Thought I would start a thread to give advice, progress and a bit of cheerleading. I appreciate there will inevitably be people who will lecture and say x diet is wrong and you need to do this instead, thats cool you are awesome and I will definitely do that. Personally I am looking at the least to lose 4-5 stone and I am broadly doing it via the diet that I have always done, and works for me and that is Slimming World. It
  11. Without wanting to get all Mumsnet, anyone got much of an idea of costs? I am thinking of getting the front Upstairs and Downstairs bay window done (the type with a large flat front window and angled windows either side of it, i.e not an 8 pane curved bay) plus 2 other regular windows to the front of the house. Fortunately all the back ones were done just before we moved in. Anyone got any idea of the costs? I'm clueless if it would be like £2k or £15k. Any advice appreciated.
  12. av1

    Life Insurance

    Right then, I've recently started thinking about getting some life insurance so i can leave a bit of money to my loved ones should the worst happen. I've had a little look online today and it seems like a bit of minefield. Increasing policies, decreasing policies, do i want to be covered for 20yrs/30yrs etc (am i supposed to try and predict when i am going snuff it?) I filled out my details on a comparison site thinking I'd get some online information/quotes, instead, I'm just getting bombarded with calls and texts from sales reps. I'm not looking for anything complicated, I just want to
  13. This site often manages to give a great bit of advice on a variety of subjects, so I thought why not try here. Today i received a letter from an 'Heir hunter' type genealogist firm who have said I'm a possible beneficiary to an estate. They have given the name of the deceased, which isn't an obvious family member. Pretty sure it wouldn't be on my Mum's side as we know that side quite well, but I know very little on my Dads side. Intrigued, I have been doing a bit of research and I found someone with the same name who died in May. I also found that her mothers maiden name was the sam
  14. OK. I'm thinking of buying the missus a 10" for Christmas... Tablet, that is. After the recent fiasco we had with a failed Win 10 installation that buggered our main 'living room' laptop, we've been using my music production laptop instead, and I want it back in the mancave. I was thinking that a 10" tablet would probably be a better idea than another laptop. Main uses would be web browsing, email, social media.. But also the very occasional bit of word processing (writing letters, etc.) I was thinking of going Android as we both have Android phones, but I'm wondering about compatibilit
  15. Had a quick search, couldn't see a thread - if there is one then apologies. Mrs StewieGriffin and I are coming to the end of our first fixed term in early June but we're both not really proper adults and need help with stuff; Question 1... we should have heard from our bank by now, right? Question 2... having navigated the banks website and entered some basic info (money and length of mortgage remaining), they'd offer me a 4.4% fixed - its currently 5.59%, which would save us roughly £50 a month. This is fairly good yes? Question 3... if looking at switching to anot
  16. I'm after a new car, budget max £2k and saw a nice looking car for my budget but then the kicker came with the milage. I guess it was someone's livelihood so they probably took good care of it but at the same time, it doesn't mean that those miles don't count. With it being an ex dual control, the clutch doesn't worry me as much as when I first read it. Anybody else had experience of this or any advice. The newest plate I've ever had is 03 so whilst this probably doesn't seem much to most, it's a big step up to my usual cars! This is the car for those interested...
  17. Evening all. I want a new tool backpack for work, I narrowed it down to two, one from DeWalt and one Klein. However after looking at their respective sites, both backpacks carry the following warnings: WARNING: Cancer and Reproductive Harm - www.P65Warnings.ca.gov. I'd not heard of it before, but after doing a bit of reading it seems this is a Californian regulation that requires companies to use this warning on products that contain materials known to cause cancer. Unfortunately beyond the warning itself I can't find any specific information, so was wondering if anyone had any
  18. If this is already a thread please take it down Pause your sky sports - stop paying until sport returns - Can be done on my sky app - saved £32 yesterday If you pay your council tax over ten months - call them and ask for this years free months to be moved to April May or when best suits you - saved £240
  19. Dear VT! It looks like we might be all stuck at home for the considerable, and many of the less fortunate might need help and support with rations or basic stuff like medications. Maybe we could use this chat to contact each other about any need - if your grandma lives in Birmingham but you are in New York, let the group know. Maybe someone can do some shopping for her. Mods, could we get this chat better organised, maybe by location?
  20. I am unable to post pics or gifs on VT from my phone, despite them being below the maximum length/size. Haven't changed phones recently and had been able to post successfully on here from the phone but now i get "there was a problem uploading..." message. Havs any other VTers had this problem or am I on a blacklist
  21. My son is a student and for reasons I don't fully understand he has to deal with this billing management company Huddle. From what he tells me he seems to receive penalties and charges with no end - as they clear one lot of debt - the company finds reasons to bill then further - as a group of students they rent a house - the first bill they picked up was apparent for previous tennants - which huddle claimed they are liable for - once that had been cleared - further bills and charges kept coming.... Any experience or ideas how to deal with this - I have thought about complaining to OFCOM
  22. I've been paying Band B in Lichfield and today received a letter saying this is incorrect, and from now on I'll be paying Band C. It only works out to £20 or so a month more, but I'm not sure how they can justify this? My parents live in the same area of Lichfield, and pay Band B. Their house is valued at around £285k, with mine at £205k. Is there a reason I should be paying more council tax than them? I appreciate it's based on valuations from 1991, but surely my house wouldn't just magically be worth more 30 years ago for no reason? Am I just going to have to accept it and pay it?
  23. Hi. Couldn't see a thread for this so started this one. This thread is for anyone who wants to lose some weight and for anyone to share nutrition tips / their diets / recipes. If anyone wants to join me then tag along in the thread. Personally, I had my gallbladder out in Feb and ever since have had crazy changes in appetite and am gaining weight very quickly (2 stone since Feb). I'm going to keep this entirely secret from friends, family and colleagues and just get on with it but thought I'd see if anyone else wants to shake off their ego (and stick two fingers up), and admit they want
  24. There are a lot of areas where a move back to Birmingham has trounced London with quality of life, and it's been a positive step after years of dealing with the 'pig-in-lipstick' that is London. However, swimming pools aren't clicking here. I can't really understand what I'm looking at/for. For instance - all of the many London pools are run by an independent company on behalf of the government. At least 70% of these pools have been renovated in the past 5 years and are absolutely sparking clean. I am very wary of pools - grim tiles, mould, minging water- all of these will make me to
  25. Been trying to purchase an amazon gift card all week - it didn't let me confirm the order - after a week of tooing and frowing with amazon support - clearing the cache, trying a different browser , 'it being looked into .....along comes the reply "Due to economic safety and government regulations gift cards can only be purchased by debit card not credit card" Anyone else heard of this ? - think its just an excuse as I have definitely purchased by credit card before....
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