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Found 106 results

  1. PongRiddims

    Money - Making it and saving it

    Hello friends, Couldn't see a money thread so thought I'd start one, apologies if one already exists (and Mods definitely not spamming any EZ-Money type thing I promise) Was talking stocks and shares with a buddy the other day, I've had some decent returns in the past through employee sharesave schemes, but since moved into a different line of work that can't offer such benefits. Was wondering if anyone invested privately and how they make their decisions? Also, how much do you reckon you spend a week at work? How do you feel about it? Safe x
  2. Tayls

    The Careers/Jobs thread

    VT - I'm stressing, and I really could do with some sound advice from knowledgable people! I'm 25, working in recruitment, but I have hit a bit of a wall. I'm thinking I do not want to be working within this arena anymore. I don't have a degree, which limits me massively as far as I am concerned because every job I see they want someone of 'degree calibre'. I have never known what I wanted to do, I just drifted through school and got myself 10 GCSEs then took a couple of A-levels with the intention of going to uni. I had a place confirmed but then was offered a full time job, which I took. I have absolutely no idea of what to do with my life, I have so much ambition and desire to succeed, but god knows what in. It's stressing me out more now because the missus wants to buy a house etc and I am a little worried about losing my job for whatever reason and then not being able to find anything else. Does anybody have any sound advice to give, or know of any opportunities within the Nhants, oxfordshire or Buckinghamshire areas that might be coming up? Ironic really considering I work in recruitment eh? Thanks all.
  3. trekka

    Snow Watch!

    Morning, snow fans! Well it looks like the first white stuff of the year is coming. Is that good or bad? I was going to drive to Brum from London today but bugger that, not with what I'm watching get closer here
  4. Hello all, As I am not really wanting to Break up with a girl I thought I would start up this thread. I have been seeing this girl for a couple of months. She is funny, beautiful and I really like her. She has an 23 month old son from a previous relationship who is amazing too. Her previous relationship was very violent physically and mentally and ended when her ex husband threatened to burn the house down with her and the baby inside. She lives on high alert and always has a bag packed by the door in case he finds her. No one, apart from immediate family, is allowed to know where she lives (although she has told me). She is hoping that her ex will move back to Sierra Leone in a few weeks (from what she has heard). My issue is quite selfish...... I really like this girl and her son but I am worried that her previous relationship means that I have to be 'whiter than white' and I am always on my guard around people she knows. Her family is very protective (understandably!!!) and as such when I met them last weekend it was kind of like going for an interview. I just want to relax with her but I always feel like I am walking on egg shells around those who know her. I dont want to be held up as the 'saviour of her perceptions of men' and equally I don't want to be judged by her family to this degree. It just seems really early in a relationship with all this heavy stuff. On the flip side she is fantastic. What do I do?
  5. Don_Simon

    Viewing / Buying a house

    Hello all! Off to view a house tonight, (scary stuff!), and as its the first one I've liked enough from a quick peruse of Rightmove to go and see its my first proper house viewing. I wondered if any of my fellow VT'ers have any advice on the house viewing / buying process? Cheers!
  6. AstonMartyn88

    What is your experience of mental health?

    Following the success of Bedlam on Channel 4, I thought it would be interesting to get people's perspectives on mental health problems, particularly as at any given point 1 in 4 people will experience a mental health problem in their lifetimes. FWIW I have not experienced a mental health problem but I work in the field and find the stigma to be the worst thing, particularly in terms of stopping people looking for support
  7. Tayls

    Lessons in car buying

    I’m currently looking at buying a new car, as in, brand new, probably on some sort of finance arrangement. I visited a Suzuki showroom yesterday as I am interested in the Grand Vitara 4WD. It was a good meeting, I got to have a test drive and liked what it had to offer. Now, I have never purchased a new car before, so when it comes to negotiating on this sort of thing, I don’t really know what options I have available to me. What happened was that they just gave me the cost of the car I wanted, how much it would be each month etc. But, there are certain options that I want that I don’t want to have to fork out a shed load of money for. For example, I want black alloys, but to add them would be an extra £700 or so. £300 for a spoiler, £40 for some car mats etc. How can I go about getting what I want, will car dealerships negotiate or are their hands tied? Do I need to visit another Suzuki garage elsewhere or is that pointless? Would appreciate the advice! (couldn’t find similar thread specifically relating to car buying)
  8. dubbs

    car problem

    Not sure whether this should be posted elsewhere so please move if necessary. I had my cambelt changed last week. My car broke down on the way from work yesterday. When the recovery guy had a look he noticed a belt (dunno if there's more than one) was quite loose and thinks this is the problem. Im waiting to get it towed to the garage this morning but wondered how to approach this with the garage? Im guessing worse case the engine is damaged but hopefully it's not as serious as that. If it is the belt they fitted what do I do?
  9. Stevo985

    Gardening

    Calm down Morpheus, not that kind of gardening. Don't think there's a thread on here for gardening, so I'm starting one! Somewhere to throw ideas around, ask for advice, show off etc I'm not a keen gardener, but I need to take some interest as I have a large garden with potential, but it is currently useless as I don't do anything with it bar mowing the grass. So here's the advice I'm after. Half of my garden is grass, which is fine. I mow it. The other half (the bottom half) is overgrown at the moment with weeds, briars, long grass etc. What's the best plan of attack for this? My thoughts were to borrow a strimmer and get it all cut down, and then hire a rotavator and dig up the ground, then replant the grass (just basic grass seed) Will that work or will the weeds come back with the grass? Could go for turf but it's more expensive and I'm in no hurry so can afford to wait for the seed to grow. (I realise this is a really boring thread, but I need advice so worth a try! )
  10. TheAuthority

    Genetic Tests

    Has anyone done those mail-in genetic tests? There are some for health some for ancestry and some which are a mix. If so what were you looking to get out of it? and what actually did you end up finding out?
  11. mottaloo

    Uploading images to VT

    I am unable to post pics or gifs on VT from my phone, despite them being below the maximum length/size. Haven't changed phones recently and had been able to post successfully on here from the phone but now i get "there was a problem uploading..." message. Havs any other VTers had this problem or am I on a blacklist
  12. Big Think - This may be a worse case scenario generally, but I actually think some industries job losses will be even more acute. I'm currently working with people developing systems that will put many thousands out of work. So if you think it's shit now, how do you think Tory England (cos let's face it, Scotland's leaving) is going to deal with this? We must surely also add May that is trying to right royally screw up education for the poor, just to hammer in an even bigger wedge between the haves and have nots. The medium and long term picture for the majority is a race for the bottom as far as quality of life is concerned. Sticking two fingers up at this failing society and getting out of it becomes more attractive with every passing year. Especially with independently developed technologies improving all the time. A growing number of my friends are seeking alternatives. A few are proper hippy types in permaculture collectives and such. Another is raising a family in a yurt. This isn't quite as drastic as it sounds. It's a multi yurt, a large central space with smaller connected yurts - Think glamping more than camping. Others have moved to warmer climes and have installed solar power equipment. They grow much of their own food and trade with local farmers for dairy and meat products. They work in the UK over Summer to cover their bills such as N.I contributions. Another friend is making a 'Hobbit House' under a hill - Though I must admit her outside toilet gives me the fear! She should have an inside bog at some point. Her guest house is nearer completion. Visiting folks over Christmas it became obvious even friends earning good money were wanting out. I signed up to a couple of off grid collectives and it surprised me how much has been forgotten. For example it's possible to grow Mediterranean fruit further north in walled enclosures, as they create their own microclimate. Throw in a couple of polytunnels and you're starting to get towards being self sufficient for fruit and veg. Mixing the old and the new seems like the way to go. Septic tanks under the garden that break down effluent into nutrients that slowly pass through the walls of the tank and into your garden. These folks get a quite a bit of power out of a fairly small pipe. Apologies to Darren and the Tree Hugger thread. I'd discussed this with maqroll before, and I don't think you have to be a tree hugger to want something different in today's World.
  13. Straggler

    Car insurance v Warranty who pays

    I hope you wise Villans can help. I have had problems with my Ford Kuga (2014 model purchased 18 months ago). It failed before Christmas with horrible grinding noises coming from the front left wheel. I got it taken to my local Ford dealer who said that an impact had knocked (sheered) some bolts off the gear box and that subsequent shaking had damaged the prop shaft. As it was due to impact and the repairs quoted running into the thousands I had the insurance take it on. Direct Line took it to their own mechanic who has said that it is mechanical failure and no sign of any impact damage so not covered under insurance. I do however have the car under warranty still with the dealer (the same place the original diagnosis was done). This does now mean that I am stuck between the insurer and the dealer both saying in their expert opinion the problem is not theirs. There isn't a third option, it is either an insurance job or a warranty job, but how to I get this to a conclusion? The only thing they agree on is that bolts are missing on the gear box and it is this that has caused all the problems, it is how and why they are missing that the argument is over. For the avoidance of any doubt the Ford dealer has done all the servicing on the car and we have a 36 month warranty that is still running from the purchase of the car. thanks for your help in advance.
  14. So, a bit bored here but I was emptying the dishwasher at work and the cutlery was all over the place. Whats the correct procedure here? Over to the VT fountain of knowledge (aka, how does one wipe ones arse)
  15. hippo

    The Roads Today ICE warning

    Just a warning if youre out and about. The roads are like glass this morning. It rained overnight and this has washed the grit away. In my area Clapgate Lane (Bartley Green) - and the roads approaching Harborne we very slippy (worst its been all week) - These are main roads as well not side roads. I also heard a report of a parked car sliding down the road in harborne. If the gritting lorries don't get out today - we have recipe for carnage on the roads at about 4 - 5pm. So if anyone knows if the gritters get out - or wants to warn of icy roads post em here....
  16. bobzy

    Graphic design help

    I'd like to leave this open to interpretation to (hopefully) get some varied responses and great efforts etc... ...as my secret Santa gift to someone this year, I wish to give a framed picture of a "sexy" Jeremy Corbyn. However, I want the body to be comically sexy rather than actual athletic, good body sexy. Alas, I have zero photoshopping abilities and need the assistance of you kind fellow VTers. Is anyone able to provide?!
  17. mjmooney

    Tablet buying advice, please

    OK. I'm thinking of buying the missus a 10" for Christmas... Tablet, that is. After the recent fiasco we had with a failed Win 10 installation that buggered our main 'living room' laptop, we've been using my music production laptop instead, and I want it back in the mancave. I was thinking that a 10" tablet would probably be a better idea than another laptop. Main uses would be web browsing, email, social media.. But also the very occasional bit of word processing (writing letters, etc.) I was thinking of going Android as we both have Android phones, but I'm wondering about compatibility with our older files (MS Office stuff mainly). Max budget £400, but preferably cheaper! First thoughts were a Galaxy Tab S or a Google Nexus 10. Thoughts, guys?
  18. I currently pay £220 pm - and having been paying into this for 14 years at a similar level ..... I was staggered how little this gives me....... So guesses below please - there are 2 elements Lump Sum Annual pension (you are allowed to read the daily mail/express before entering your guesses)
  19. since we are coming into the cold season I thought I'd check the pressure on my boiler, for some unknown reason it is showing at 3 bars, it should only be around 1. I've been using the heating a little bit and haven't had any problems but 3 bars is way to high, I have bled the radiators and that has made little difference, I've checked the valve under the sink and that is firmly off. Anyone got any ideas, is there an easy fix or should I just get in touch with my landlord. When I was bleeding the radiators it was just a constant jet, I was expecting it to die down as the pressure dropped but it didn't and the pressure didn't drop, I filled about three jugs of water from it. I don't have a clue with this sort of stuff so any help will be much appreciated.
  20. Dick

    Tax pay on two jobs

    I’ve recently taken on a second job, and dropped a day on my other job. I am now working 4 days one job and 3 the other. Is there a good way of balancing my tax onto one job, is this possible? also, I know we have a personal allowance of 11,000, but I am wondering how much more I will get taxed due to a second job. Can anybody advise?
  21. Midfielder

    VT'ers Dieting Thread

    Hi. Couldn't see a thread for this so started this one. This thread is for anyone who wants to lose some weight and for anyone to share nutrition tips / their diets / recipes. If anyone wants to join me then tag along in the thread. Personally, I had my gallbladder out in Feb and ever since have had crazy changes in appetite and am gaining weight very quickly (2 stone since Feb). I'm going to keep this entirely secret from friends, family and colleagues and just get on with it but thought I'd see if anyone else wants to shake off their ego (and stick two fingers up), and admit they want to lose a few pounds and with support in this thread, do something about it and commit to it. If not , let's bury this thread and pretend me Midfielder, have the body of Cristiano Ronaldo and this thread never happened. Me: Age- 38 Height- 5'10" current weight- 13 St 13 lbs target weight- 11 St 5 lbs (35 lbs to lose) target weight loss per week- 3lbs initial ETA on target- 11 weeks Dangerous thing to do to set a target ETA as well the summer is here, BBQs and beers etc and well, some exercise bolted on to dieting might add muscle (resistance training for example) and skew the weight loss target... so things to consider but a prelimary ETA set just to see out of interest how much this veers over the next few weeks. There, that's my commitment anyway. Anyone else want to "sign up" or is it a case of
  22. Basically... I have started a new website up where I live. This website is a dark variation of a primary colours. Another website uses a much brighter version of this colour for their logo and website. 90% of my website is actually white and on social media it is all purple. Anyway, what I was doing was known about where I live and an email was sent to those who run this other website about 2 months in advance. Now, 1 hour before launch (no kidding!) I got an email suggesting I should change my colour (I know colours can't be a copyright issue) and they have been on my back since. Apparently they have had many people get confused, thinking my website is a spinoff of theirs ) logos and design are nothing alike) happy to share the two sites via PM for anybody who wants to see. Got another email today, demanding I change the colour as it is too similar. So, I am putting the colours here and can you tell me if you think they are too similar? Thanks y'all.
  23. Demitri_C

    When your car gets clamped

    So i wake up on a monday morning walk to my car and notice my gfs cars been clamped for no apparent reason It was on a main road no parking restrictions, yellow lines, resident parking. Road tax has been paid, mot and insurance. So i see no reason why she has been clamped. I havent rang them yet as i am still angry and i might say something i regret. Any ideas also know how you can appeal this as its different from when you get a ticket. Thanks peeps
  24. islingtonclaret

    Birmingham Swimming

    There are a lot of areas where a move back to Birmingham has trounced London with quality of life, and it's been a positive step after years of dealing with the 'pig-in-lipstick' that is London. However, swimming pools aren't clicking here. I can't really understand what I'm looking at/for. For instance - all of the many London pools are run by an independent company on behalf of the government. At least 70% of these pools have been renovated in the past 5 years and are absolutely sparking clean. I am very wary of pools - grim tiles, mould, minging water- all of these will make me totally freak out. So, what are we left with for more casual swimmers? Well, Cocks Moor Woods has kids taking dumps in it and has been closed 3 times in the last year alone. Moseley Road baths, what's left of them in pool number 2 looks absolutely disgusting. As far as I can see, that leaves the new-ish Harborne Pool and then extremely expensive memberships at the Marriott Five Ways (ouch), University of Birmingham's new 50m pool (still expensive, looks amazing though), the Spa at the Cube (ouch) and Edgbaston Priory Club (not even worth considering because of how elitist the prices are). Elsewhere it's Virgin Active at Solihull and another membership place there. What gives with this? Is Birmingham just an anti-swimming city or wat?
  25. Eastie

    Knee replacement

    Been told I need a total knee replacement - anyone on here had this done and how are you feeling now ? any advice welcome - I'm aware it will involve a lot of rehab afterwards .