Genie Posted February 3, 2022 Author Share Posted February 3, 2022 1 minute ago, Wainy316 said: But they either won't accept they've been duped or are too stupid to realise. That's the issue. It’ll be remoaners who are pissy cos they lost. Link to comment Share on other sites More sharing options...
Xann Posted February 3, 2022 Share Posted February 3, 2022 10 minutes ago, Wainy316 said: But they either won't accept they've been duped or are too stupid to realise. That's the issue. Would agree that this is the majority, as it stands. Not everyone was totally onboard. Peer pressure from the clueless down the pub and the golf club also played a part. Off the top of my head, I can think of three Brexity friends that I can tell are having issues. The biggest one could snap Farage's neck like a twig. There's other people like him and them out there. Let's see what happens should things become more desperate in the UK? Link to comment Share on other sites More sharing options...
sidcow Posted February 3, 2022 VT Supporter Share Posted February 3, 2022 (edited) 2 hours ago, Genie said: April will be fun. National insurance Energy Prices Food Interest rates Petrol / Diesel Don't worry, the Brexit bonus should kick in around then, we'll all be eating with Golden cutlery whilst swigging Champers with our new found wealth.......... Won't we? Edit - oops Seems I'm late to the Brexit party Edited February 3, 2022 by sidcow Link to comment Share on other sites More sharing options...
bickster Posted February 3, 2022 Moderator Share Posted February 3, 2022 29 minutes ago, sidcow said: Edit - oops Seems I'm late to the Brexit working with drinks FTFY 1 Link to comment Share on other sites More sharing options...
choffer Posted February 3, 2022 VT Supporter Share Posted February 3, 2022 Link to comment Share on other sites More sharing options...
ender4 Posted February 3, 2022 Share Posted February 3, 2022 (edited) 7 hours ago, Genie said: Most new boilers have 5-10 year warranties on them these days. I just get mine serviced once a year for £80 to keep that up. Its crazy to pay that kind of money, you could just save it and replace your boiler every 2 or 3 years (which wouldn’t need to happen). Does servicing a new boiler keep/make it more efficient, or is the reason to stop it breaking down and lasting longer? So for £80 a year service, is it just worth not servicing it for 6 years and saving yourself half the cost of a new boiler? I've literally never serviced my boiler - an old one that was 10+ years old and a new one that i replaced 3 years ago. Is that bad? Edited February 3, 2022 by ender4 Link to comment Share on other sites More sharing options...
lapal_fan Posted February 3, 2022 Share Posted February 3, 2022 3 hours ago, Genie said: BoE puts up interest rates from 0.25% to 0.5%. It’s a few more quid to find for millions on variable rate mortgages. Another .25% and there's going to be a lot of large, unowned houses, with a huge price dip to get them repopulated is my guess. Glad I didn't overborrow for my mortgage. Some fortunate people will make an absolute killing out of the people who over borrowed the past 10 years in about 3 years. 1 Link to comment Share on other sites More sharing options...
Genie Posted February 3, 2022 Author Share Posted February 3, 2022 6 minutes ago, ender4 said: Does servicing a new boiler keep/make it more efficient, or is the reason to stop it breaking down and lasting longer? So for £80 a year service, is it just worth not servicing it for 6 years and saving yourself half the cost of a new boiler? I've literally never serviced my boiler - an old one that was 10+ years old and a new one that i replaced 3 years ago. Is that bad? If a new boiler breaks down and you haven’t serviced it then there’s no warranty. It does keep it running efficiently as they will adjust things if they’ve drifted over time. It’ll also reduce likelihood of breakdowns. Sometimes the plumber will spot a small leak before it completely lets go for example. 1 1 Link to comment Share on other sites More sharing options...
ender4 Posted February 3, 2022 Share Posted February 3, 2022 3 minutes ago, lapal_fan said: Another .25% and there's going to be a lot of large, unowned houses, with a huge price dip to get them repopulated is my guess. In more popular areas, the demand is so great that even if there were a lot of repossessions, the demand is so high that all houses would get filled by other desperate people. Also, like in the 2008/09 banking crisis, the govt will persuade banks not to repossess but fund the bank with 'new money' to give their struggling customers a payment holiday, etc. Link to comment Share on other sites More sharing options...
ender4 Posted February 3, 2022 Share Posted February 3, 2022 Do people still recommend cavity wall insulation nowadays? I remember it was all the rage a few years ago, and then people started complaining that it was causing damp and it seemed to go out of fashion. Should i get it done to save keep the house warmer? Link to comment Share on other sites More sharing options...
lapal_fan Posted February 3, 2022 Share Posted February 3, 2022 41 minutes ago, ender4 said: Do people still recommend cavity wall insulation nowadays? I remember it was all the rage a few years ago, and then people started complaining that it was causing damp and it seemed to go out of fashion. Should i get it done to save keep the house warmer? yea 1 Link to comment Share on other sites More sharing options...
Genie Posted February 3, 2022 Author Share Posted February 3, 2022 1 hour ago, ender4 said: Do people still recommend cavity wall insulation nowadays? I remember it was all the rage a few years ago, and then people started complaining that it was causing damp and it seemed to go out of fashion. Should i get it done to save keep the house warmer? There used to be loads of grants and offers to get it done for free. Not sure if any are still running. Link to comment Share on other sites More sharing options...
Xela Posted February 3, 2022 Share Posted February 3, 2022 2 hours ago, ender4 said: Does servicing a new boiler keep/make it more efficient, or is the reason to stop it breaking down and lasting longer? So for £80 a year service, is it just worth not servicing it for 6 years and saving yourself half the cost of a new boiler? I've literally never serviced my boiler - an old one that was 10+ years old and a new one that i replaced 3 years ago. Is that bad? Warranties are usually invalid if you haven't followed the service schedule I've been in my new build flat 9 years. Serviced the boiler once at 7 years old. Bloke said it was perfect. I'll get it serviced again probably at 10 years old, if i'm still here then. Link to comment Share on other sites More sharing options...
Xela Posted February 3, 2022 Share Posted February 3, 2022 2 hours ago, lapal_fan said: Another .25% and there's going to be a lot of large, unowned houses, with a huge price dip to get them repopulated is my guess. Glad I didn't overborrow for my mortgage. Some fortunate people will make an absolute killing out of the people who over borrowed the past 10 years in about 3 years. Interest rate could be north of 1% by end of 2022. Like you say, a lot of people have overborrowed and haven't got much flex. I don't mean low earners, I mean people with good jobs and salaries but want to live a life they can't quite afford. I'm the same as you - i've been fairly prudent so have plenty of flex. I'm on a variable mortgage but not concerned. Link to comment Share on other sites More sharing options...
chrisp65 Posted February 3, 2022 Share Posted February 3, 2022 2 Link to comment Share on other sites More sharing options...
chrisp65 Posted February 3, 2022 Share Posted February 3, 2022 Remember those halcyon days when the Swansea tidal lagoon and the Severn barrage were repeatedly rejected as too expensive? Tide still goes in and out. 1 Link to comment Share on other sites More sharing options...
tomav84 Posted February 4, 2022 VT Supporter Share Posted February 4, 2022 so it's all well and good that they loan everyone £200 towards their bills to be paid back over 5 years, but why does everyone get that? give it to people that need it, without the need for it to be paid back 1 Link to comment Share on other sites More sharing options...
chrisp65 Posted February 4, 2022 Share Posted February 4, 2022 30 minutes ago, tomav84 said: so it's all well and good that they loan everyone £200 towards their bills to be paid back over 5 years, but why does everyone get that? give it to people that need it, without the need for it to be paid back Socialism, you mean? There simply isn’t the money for that. We can’t windfall tax the energy companies inflated unexpected profits, we’ve had to give more tax breaks to the bankers. We’ve written off the dodgy PPE contracts to MP’s wives and boyfriends, we’ve decided not to chance the billions that went missing from the covid loan schemes. We simply can’t do all those good things AND keep people warm. Oh, unless you are actually an MP. In which case you can claim up to £3,500 per annum for energy costs. Link to comment Share on other sites More sharing options...
markavfc40 Posted February 4, 2022 Share Posted February 4, 2022 34 minutes ago, tomav84 said: so it's all well and good that they loan everyone £200 towards their bills to be paid back over 5 years, but why does everyone get that? give it to people that need it, without the need for it to be paid back I agree everyone shouldn't get it as everyone doesn't need it but this way it is costing them nothing as everyone is paying the £200 back. Lets say for instance you give the £200 to 15 million households that most need it and they don't have to pay it back then that costs 3 billion pound or about 30% of what they spunked up the wall on useless/lost PPE. Link to comment Share on other sites More sharing options...
Genie Posted February 4, 2022 Author Share Posted February 4, 2022 Even people that didn’t receive it will pay it back. Martin Lewis was talking to Rishi in his show last night. All bills will get £40 added to them over the next 5 years. So if for example someone lives at home this year and gets their own place next year, they will be paying £200 back that they didn’t receive. It’ll be interesting to see if the energy companies get back more than they give out. Link to comment Share on other sites More sharing options...
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