donnie Posted October 8, 2013 Share Posted October 8, 2013 Be brave, how much do you have in your account?? I have £11k saved and £500 in my everyday account. Not much really considering im late 20's with no proper bills but more then my mates. I try to save at least £700 a month after ive paid bills and used the rest on meals, clothes, etc. No idea how to invest it. I could use it as a deposit on a house for me and the gf but the thought of slaving my arse away to pay for a house is getting less appealing as I get older. I spend most my money on going abroad at least 5 times a year but I intend to use it all to travel the world in a year or two then ill have nothing but memories. Link to comment Share on other sites More sharing options...
adw95 Posted October 8, 2013 Share Posted October 8, 2013 I can't see this thread going well. Link to comment Share on other sites More sharing options...
chrisp65 Posted October 8, 2013 Share Posted October 8, 2013 I had to borrow a twenty off my nipper on Saturday to go to the football. Link to comment Share on other sites More sharing options...
adw95 Posted October 8, 2013 Share Posted October 8, 2013 I may be wrong. Link to comment Share on other sites More sharing options...
mockingbird_franklin Posted October 8, 2013 Share Posted October 8, 2013 agree adw95, Like I'm gonna tell people of the Millions I've got stashed away in off shore tax havens, That would totally ruin my leftie bedwetter credentials. 1 Link to comment Share on other sites More sharing options...
adw95 Posted October 8, 2013 Share Posted October 8, 2013 On the subject of banking, what is the **** point of a savings account? Unless you've got £10,000+ in there the interest isn't going to do much, stick it in your current account and spend it all on drugs and prostitutes! Link to comment Share on other sites More sharing options...
Jimzk5 Posted October 8, 2013 Share Posted October 8, 2013 my savings acount - 65p my every day account £16.40. and i dont get paid until a week friday. Link to comment Share on other sites More sharing options...
Popular Post Designer1 Posted October 8, 2013 VT Supporter Popular Post Share Posted October 8, 2013 13 Link to comment Share on other sites More sharing options...
mockingbird_franklin Posted October 8, 2013 Share Posted October 8, 2013 (edited) Even if you've got loads, the interest rates payed are way lower than headline inflation, which is in turn way lower than the real inflation rate, so your savings are being eroded away, but why would banks give you decent returns for your piddly amounts when they have been getting £100's millions virtually interest free via quantitative easing. Edited October 8, 2013 by mockingbird_franklin Link to comment Share on other sites More sharing options...
villa4europe Posted October 8, 2013 Share Posted October 8, 2013 I think ive turned the corner recently and actually have a decent amount in my current account, about £700 I think, with about £500 in bills still to go out, but im pretty much done for this month, cupboards are full and I still have my petrol claim with work which will cover the remaining fuel i'll need, used to survive off £20 for the last 2 weeks of the month also got about £5k in savings which I usually draw a little off each month (put £500 in, end up taking £200 out) but I've stopped doing that now hate savings though, more worried about the number 38 bus than I am a rainy day, when I go (upside down and on fire, obviously) I want at the most about £7.32 to my name Link to comment Share on other sites More sharing options...
Risso Posted October 8, 2013 Share Posted October 8, 2013 I have a wife, 3 children and an old house. I think of it less as a bank account, and more as a retirement fund for shit builders. Link to comment Share on other sites More sharing options...
AVFC_Hitz Posted October 8, 2013 Share Posted October 8, 2013 I have £3000 in gold. £500 savings £1200 in my bank account. Although, saying that I just bought some soup and bread. so £1194.43p 2 Link to comment Share on other sites More sharing options...
adw95 Posted October 8, 2013 Share Posted October 8, 2013 I have £3000 in gold. £500 savings £1200 in my bank account. Although, saying that I just bought some soup and bread. so £1194.43p I hope it was more than one tin and one loaf, otherwise you've definitely overpaid. Link to comment Share on other sites More sharing options...
AVFC_Hitz Posted October 8, 2013 Share Posted October 8, 2013 Well, I also bought a block of cheese, a tube of fake pringles and a chocolate bar. Link to comment Share on other sites More sharing options...
CarewsEyebrowDesigner Posted October 8, 2013 Share Posted October 8, 2013 (edited) I invested all my money in a gold vibrating egg which, unfortunately, is now lodged up my arse. Edited October 8, 2013 by CarewsEyebrowDesigner 1 Link to comment Share on other sites More sharing options...
Meath_Villan Posted October 8, 2013 Share Posted October 8, 2013 **** all Im only after paying to have the driveway done in tarmac 7k and 3k for gates .....someone loan me money !!!! Link to comment Share on other sites More sharing options...
brommy Posted October 8, 2013 Share Posted October 8, 2013 I invested all my money in a gold vibrating egg which, unfortunately, is now lodged up my arse. Any interest? 1 Link to comment Share on other sites More sharing options...
StefanAVFC Posted October 8, 2013 Share Posted October 8, 2013 Student account is in the red savings doing well Link to comment Share on other sites More sharing options...
BOF Posted October 8, 2013 Moderator Share Posted October 8, 2013 I invested all my money in a gold vibrating egg which, unfortunately, is now lodged up my arse.Is that not entirely why you bought it? Link to comment Share on other sites More sharing options...
AVFCforever1991 Posted October 8, 2013 Share Posted October 8, 2013 1 Link to comment Share on other sites More sharing options...
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