tbh tho, if a balanced amortization is the "norm", but we are front loading it, from a finances perspective i think if we can afford it, thats a) the much cleverer way to do it, and b) arguably from a compliance perspective, its not hard to argue front loading is actually totally ok/legit.
Especially as with front loading, you cant be accused of trying to kick the costs down the road, you are front loading and sucking them up early.
Interesting if true.