My lease car goes back tomorrow and for the next car I'm looking to buy something more modest - just take out a loan and go from there.
I was offered (well, pre-approved) a decent-ish rate by Zuto, who advertise on AutoTrader, but the Mrs talked me into applying through a bank to see if I could get a better rate.
I went through the full process and was approved by the bank at a rate far higher than advertised and higher than the "pre-approved" Zuto rate.
If I don't want to accept the bank loan, do I just leave it? I haven't signed anything and I have 28 days to accept it. I'm worried it's knackered up my chances with the Zuto loan now too, with me having a search on my record.
I wish the whole loan and credit card thing wasn't so cloak and dagger...