8pints Posted November 12, 2017 Share Posted November 12, 2017 I remember being on a tour with a guy, all of us sweaty, muddy, bloody, dusty etc and he never failed to get his tweezers out for a little pluck. Priorities I guess So there's really no excuse. Link to comment Share on other sites More sharing options...
Rugeley Villa Posted November 12, 2017 Share Posted November 12, 2017 (edited) 5 minutes ago, lapal_fan said: Bicks told his kids there was no Santa because he classes it as lying. Really? Edited November 12, 2017 by Rugeley Villa Link to comment Share on other sites More sharing options...
bickster Posted November 12, 2017 Moderator Share Posted November 12, 2017 2 hours ago, lapal_fan said: Bicks told his kids there was no Santa because he classes it as lying. I think you have rather simplified my opinion there 1 Link to comment Share on other sites More sharing options...
Genie Posted November 13, 2017 Share Posted November 13, 2017 My son (7) is pretty much convinced Santa doesn't exist but not entirely. The tooth fairy however he seems to have no doubt is real. Link to comment Share on other sites More sharing options...
Davkaus Posted November 13, 2017 Share Posted November 13, 2017 My mate's kid is 11 and has his parents convinced he still believes in Santa. And they think he's the gullible one while they **** around with half eaten carrots and footsteps on the carpet. Link to comment Share on other sites More sharing options...
Stevo985 Posted November 13, 2017 VT Supporter Share Posted November 13, 2017 (edited) 14 hours ago, bickster said: What is? The rent and the Fuel bills? They certainly aren't by direct debit. Why would you give a third party the right to take whatever they want, whenever they want from your bank account? That’s not what DD is. And if it was that risky, again you’re being safe by letting your wife take all the risk instead. What a gent. But suit yourself. I’ll stay with everyone else in the 21st century. Edited November 13, 2017 by Stevo985 Link to comment Share on other sites More sharing options...
Stevo985 Posted November 13, 2017 VT Supporter Share Posted November 13, 2017 13 hours ago, bickster said: Yeah but think about this, if someone wrongly takes money out of your account (which happens very often), why should it take days for you to sort out with them before the error is rectified. And what happens if that was all the money you had to survive until payday or being all modern... it, in turn, means other direct debits go unpaid, which in turn affects your credit rating and more basically you have nothing to eat until you get paid next All that hassle and grief... all because you gave someone the ability to take money from your account because you'll get the money back eventually What happens if someone pickpockets you because you’re carrying all your cash around and that was all the money you had to survive until payday? Are you really trying to convince everyone that bank accounts and direct debits are a bad idea? Link to comment Share on other sites More sharing options...
bickster Posted November 13, 2017 Moderator Share Posted November 13, 2017 12 minutes ago, Stevo985 said: That’s not what DD is. And if it was that risky, again you’re being safe by letting your wife take all the risk instead. What a gent. But suit yourself. I’ll stay with everyone else in the 21st century. That is exactly what Direct Debit is, you are giving a third party the right to take money from your account at any time if they so wish. They may agree with you when that money comes out on what day and time but should they so wish they can change that. It’s not good customer service to do so, but will have given them permission to do that. DD is exactly that, you giving a third party mandate on your account Link to comment Share on other sites More sharing options...
Rugeley Villa Posted November 13, 2017 Share Posted November 13, 2017 One thing I will say which I find annoying to the point of rage, is when payments go out of your bank and you never gave authority for that transaction. That has happened more than once with me, and the one time a car insurance company took over 1k out of my bank. It took days for it to go back, so I kind of see where bicks is coming from there, but it's not that much of a problem where I wouldn't have my own bank account. Link to comment Share on other sites More sharing options...
bickster Posted November 13, 2017 Moderator Share Posted November 13, 2017 9 minutes ago, Stevo985 said: What happens if someone pickpockets you because you’re carrying all your cash around and that was all the money you had to survive until payday? Are you really trying to convince everyone that bank accounts and direct debits are a bad idea? That would be my fault for carrying all my cash around on me at once. No-ones ever done that to me, I’ve had plenty of money taken out of my account incorrectly though Link to comment Share on other sites More sharing options...
Rugeley Villa Posted November 13, 2017 Share Posted November 13, 2017 (edited) On the subject of Santa, he is real because my mum told me so. I've not seen any evidence to confirm he is not real. Edited November 13, 2017 by Rugeley Villa Link to comment Share on other sites More sharing options...
bickster Posted November 13, 2017 Moderator Share Posted November 13, 2017 2 minutes ago, Rugeley Villa said: One thing I will say which I find annoying to the point of rage, is when payments go out of your bank and you never gave authority for that transaction. That has happened more than once with me, and the one time a car insurance company took over 1k out of my bank. It took days for it to go back, so I kind of see where bicks is coming from there, but it's not that much of a problem where I wouldn't have my own bank account. I never said that was the reason I don’t have a bank account. All I said was it is perfectly possible to survive without one Link to comment Share on other sites More sharing options...
Rugeley Villa Posted November 13, 2017 Share Posted November 13, 2017 1 minute ago, bickster said: I never said that was the reason I don’t have a bank account. All I said was it is perfectly possible to survive without one I know that, I was just on about money being taken out without your permission. Link to comment Share on other sites More sharing options...
HanoiVillan Posted November 13, 2017 Share Posted November 13, 2017 On 11/12/2017 at 00:31, snowychap said: We really need to think a little bit about this seemingly inexorable move towards a 'cashless' society rather than plodding on like Gumbys. Absolutely. It's a massive blow to personal freedom. 2 Link to comment Share on other sites More sharing options...
Stevo985 Posted November 13, 2017 VT Supporter Share Posted November 13, 2017 25 minutes ago, bickster said: That is exactly what Direct Debit is, you are giving a third party the right to take money from your account at any time if they so wish. They may agree with you when that money comes out on what day and time but should they so wish they can change that. It’s not good customer service to do so, but will have given them permission to do that. DD is exactly that, you giving a third party mandate on your account So, again, you just let your wife take that risk so you don’t have to? Link to comment Share on other sites More sharing options...
Stevo985 Posted November 13, 2017 VT Supporter Share Posted November 13, 2017 32 minutes ago, bickster said: That would be my fault for carrying all my cash around on me at once. No-ones ever done that to me, I’ve had plenty of money taken out of my account incorrectly though No one has ever taken money out of my account but I’ve been mugged. So is that not the same logic? and if someone DID take money from my account, it would be a lot easier to get back than if someone broke into your house and stole your money from under your mattress or wherever you keep it. 2 Link to comment Share on other sites More sharing options...
darrenm Posted November 13, 2017 Share Posted November 13, 2017 On 11/10/2017 at 19:49, bickster said: I don't even have a bank account 3 Link to comment Share on other sites More sharing options...
HanoiVillan Posted November 13, 2017 Share Posted November 13, 2017 1 hour ago, darrenm said: I did 'like' this, but of course this character seems pretty prescient these days. 1 Link to comment Share on other sites More sharing options...
snowychap Posted November 13, 2017 Share Posted November 13, 2017 3 hours ago, Stevo985 said: Are you really trying to convince everyone that bank accounts and direct debits are a bad idea? Direct debits may not be as bad a thing as they used to be but I still have a second bank account (with a different institution) solely as a payment account for DD transactions that I have to make. 1 Link to comment Share on other sites More sharing options...
bickster Posted November 13, 2017 Moderator Share Posted November 13, 2017 2 hours ago, darrenm said: Sorry Darren, I have no idea who that is Link to comment Share on other sites More sharing options...
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