tinker

Boris, believe it or not, has alot of supporters. There's parallels with Trump and Boris, that despite all the scandal people still back, "their man" to sort stuff out. They will not admit they have backed the wrong man or the wrong side (brexit)

There are issues with the system but he was still the most popular political leader with the voters. I would like to see an elected head of state that could be more political, The Queen/King system is another hindrance to accountability although it would be another chance for our voters to show their recklessness.

Highly predictable from the very start and our electorate still voted him in The most depressing part of it all, voters incompetence.

The dark days are back

If we can produce more power from cheaper sources then the link to gas would be broken as we wouldn't need to use it at all, in the order of merit. https://www.instituteforgovernment.org.uk/article/explainer/electricity-market#:~:text=There are two markets for,– buy electricity from generators).

Battery production uses massive amounts of electricity. This drops the price of production.

If we can sort cheap electricity generation out, tidal or wave power, then the battery manufacturers will come. The UK, an island, has some of the biggest tidal ranges in the world, we have a distinct advantage over land locked countries but we don't have leaders with the vision or drive to improve the UK in the long term.

Your a cultural void, dark chocolate and ginger is a sign of superior taste and cultural elegance.

The best manager Leicester never had, helped to give them the belief they could win the league with our capitulation to them, dreadful day for a Villa fan.

I'm not sure of the details tbh it was few months ago and I'm 55 years old so things tend to fade quickly. The point is there are some very clever people out there that can help us all maximise our finances and pensions are an area where knowledge can make a world of difference, rather than just plodding on and following the masses.

This is a rough guide as to what I think he did. You can pay into your pension 100% of your salary let's say 50k per annum, but you need that to live on so you remortgage your house interest only say 6% interest rate, you get out 200k, stick £150k in a high interest account and pay 50k into your pension. Your pension gets the 50k plus any income tax you paid on it so 2k for every 10k you pay in after the first 12k. So your pension fund gets rougly 58k paid in, you do this with the full 200k over 4 years and you end up with 232k You get interest earned on the pension fund which is around 4% a year ( depending on what investments you or you financial advisor picks) . I can't be bothered to work compounds out of the £232k but 4% of it is £9280 per year going into your pension after the 4 years. You have to deduct the interest paid on the mortgage but you still get capital gained on the property, its a win win as far as I can see.

I thought you had withdrawn the 25% tax free, if you pay this back into a pension then if he pays income tax he gets the tax relief back on what you pay in. 20k income, 20% tax paid on 8k = 2k tax, pay in 8k( if you can there's limits) and his pension pot gets 10k paid into it.

Ĵ You can invest your sipp pension into whatever you want, emerging markets, 500, Europe index, and get relief at your tax rate to boot, 20% or 40% extra per year is a hard return to match, property doesn't get near it but you can invest in property through a sipp as well if that's your thing. Someone has actually sold their house to pay into a pension fund and get the tax relief, its on the pension page on money saving experts forums. The maths add up , it's a real eye opener on how some people play the pension system.

I'm no expert but can't you pay back into a pension, at reduced amounts , and get tax relief on it even if you are drawing on it? I'm certain the amount has been raised recently from £2800, if the money is sitting around getting poor returns then it might be an avenue to explore.

I'm 55, I pay 30% of my salary into my pensions, one a DB and another with Scottish Widows. I check my pensions weekly, would like to retire ASAP but unfortunately my lifestyle would have to take a right hammering to do it. Realistically it's going to be around 62, health dependent. The most important thing, for me, is to have a plan on what your going to do. I plan to buy a narrowboat and tour the UK for a couple of years at the start of retirement. Then maybe a touring caravan, stick it on a site in Dorset, Devon, Cornwall for the summer months and live between that and home. I did plan to long term rent a villa in greece but brexit sort of torpedoed that idea, with the 90 day rule. Could get a visa but it complicates matters. I can't retire and have nothing to do other than sit around and watch the TV and drink 7 days a week or look after grandchildren, life is to short.

They NEED him, they have just got £170m and want him on the cheap, getting him in 12 months time will be no use to them at all, we hold the cards. £12m

If they won't pay then don't sell him, we hold all the cards they ain't getting any player like him for less than £20m in the open market. Its just the way business works, what's the interest on your mortgage, 10%?

£12m a fair fee, he's helped them get promoted and will be vital if they don't want to be a laughing stock. I'm happy for him, he seems a nice bloke but we have paid his wages for 3 years and we deserve a bit of a pay back, we ain't a charity.

£15 in the Belfry and that was 5 years ago.

Yellow card, went on to score the winner, jokers.

Well immigration from the EU has dropped , no invasion of Romanians to burden our NHS. Another Brexit benefit. I'm sure this has pleased the majority of leave voters. By Gurpreet Narwan, Business correspondent @gurpreetnarwan Monday 22 May 2023 18:07, UK "Britain sees surge in migration despite Brexit - as skilled workers from Asia and Africa plug staff shortages" https://news.sky.com/story/post-brexit-shift-sees-workers-from-asia-and-africa-plug-uk-staff-shortages-12886995

When he was coming to the end of his Arsenal career he spoke about players and the team (him?) losing confidence. I'm not sure what good comes from having that conversation, does it help build confidence? Its nothing I have seen here and i want to stress that he's the most complete manager I have seen since MON / Gregory / Big Ron. Just give him the players he wants, ( i think he wants more aggression in the middle and a forward player/ winger who creates and doesn't lose the ball cheaply) I think if we get no major long term injuries and 3-4 top quality squad players we can get top 4 next season, unbelievably from where we was a year ago.

He appears to have an answer to everything football related and remains calm when winning and losing, he has a plan and understands when things go well and when they dont and has an explanation to both. These are the signs of a great manager. The only slight thing in question is his confidence and this isn't anything I have seen with his time with us but Arsenal. The players obviously respect him, he has improved all of them, why wouldn't they. I see great things ahead, if he can get the players he wants to come to us. If he can't and or others interfere in our signings then his job will be made more difficult.

In your opinion? Purslow can't be described as horrendous, as we dont know his involvement in a number of questionable decisions we can only assume from the information we have and our own opinions on how bad he has been, or how good. If he sticks to the politics of the game then maybe he's is good for us. IMHO. We will see what happens, my opinion is hes been marginalised by a least one appointment and more could follow.....we will see.