I think for me it our transfer business comes down to the McGinn conundrum. Gerrard makes him captain and pretty much undroppable. If we look back to our first starting lineup back in the PL, we only have 2 guys who are regular starters: McGinn and Mings. We have supposedly upgraded at every position outside of where Ginny plays. Since Gerrard has come in, Cash & Ramsey have really pushed on (and we have KKH), Coutinho came in (and we have Buendia), Kamara signed for CDM (plus Tim), Digne for LB, and Chambers + Carlos (before this nasty injury) at CB.
This, to me, makes it logical that striker and McGinn's spot are the next that we need to upgrade. but how can we upgrade the position of the player whom we just made captain. I think that if we sign someone and drop Ramsey, that might also send out another bad message for younger academy players that we won't have all the faith in them.