mjmooney Posted April 6, 2011 VT Supporter Share Posted April 6, 2011 All good so far, can somebody now give me the basic advantages?It's safer for online purchases. If somebody hacks your CC account you can notify your card issuer and you won't have to pay the spurious transactions. If you use your bank current account debit card online, and somebody hacks it, you can have your account cleaned out with no legal comeback. As I understand it, anyway, please correct me if this is wrong. Link to comment Share on other sites More sharing options...
BOF Posted April 6, 2011 Moderator Share Posted April 6, 2011 Considering a change of hair colour. Fun times!!!!! You're going dark, aren't you? Is that because it's been shown to improve a woman's chances of getting laid. No, she'll be easier to find in an avalanche. Link to comment Share on other sites More sharing options...
Stevo985 Posted April 6, 2011 Author VT Supporter Share Posted April 6, 2011 If you're organised enough, you can be interest free on credit cards for a long time. There are a lot out there with 0% interest on purchases for 12 months. There's also loads with 0% on balance transfers for 12 months. So you can get a credit card, use it, you have 12 months of only paying off the minimum due each month (which you have to pay), then when it's approaching the 12 months, you transfer the balance to a new one with 0% on balance transfers, and repeat until you've paid it off. In theory, you won't have to pay interest. Link to comment Share on other sites More sharing options...
Dodgyknees Posted April 6, 2011 Share Posted April 6, 2011 Uploaded with ImageShack.us I'm at the front :-D Was wearing a Villa t-shirt too, which was great as it was the highest Villa had been all season! Link to comment Share on other sites More sharing options...
Danwichmann Posted April 6, 2011 Share Posted April 6, 2011 If you're organised enough, you can be interest free on credit cards for a long time. There are a lot out there with 0% interest on purchases for 12 months. There's also loads with 0% on balance transfers for 12 months. So you can get a credit card, use it, you have 12 months of only paying off the minimum due each month (which you have to pay), then when it's approaching the 12 months, you transfer the balance to a new one with 0% on balance transfers, and repeat until you've paid it off. In theory, you won't have to pay interest. This worked well a few years ago, but the 'credit crunch' means there are a lot less of there offers available now, and you have to have a very good credit rating to get them. It can still be done, but it's not so easy now. Link to comment Share on other sites More sharing options...
jonno_2004 Posted April 6, 2011 Share Posted April 6, 2011 Got an exam in an hour that is a bit irrelevant, I just have to attend and sign my name basically, but I feel guilty for not revising somehow. Damn my conscience. Link to comment Share on other sites More sharing options...
Risso Posted April 6, 2011 Share Posted April 6, 2011 "Jon....Jooooon....R something...it's on the tip of my tongue, nope, it's gone. Bloody hell, knew I should have revised that this morning!" Link to comment Share on other sites More sharing options...
jonno_2004 Posted April 6, 2011 Share Posted April 6, 2011 Link to comment Share on other sites More sharing options...
YLN Posted April 6, 2011 Share Posted April 6, 2011 I want a pixmania ad Link to comment Share on other sites More sharing options...
theunderstudy Posted April 6, 2011 Share Posted April 6, 2011 You can't have one. Link to comment Share on other sites More sharing options...
wiggyrichard Posted April 7, 2011 Share Posted April 7, 2011 The stormtroopers have left the building! Link to comment Share on other sites More sharing options...
Baselayers Posted April 7, 2011 Share Posted April 7, 2011 Oh no!! Link to comment Share on other sites More sharing options...
Dodgyknees Posted April 7, 2011 Share Posted April 7, 2011 I need a new avatar if anybody can suggest something radical or even a piss take. Link to comment Share on other sites More sharing options...
AVFC-Prideofbrum Posted April 7, 2011 Share Posted April 7, 2011 Dwight Schrute. Link to comment Share on other sites More sharing options...
Dodgyknees Posted April 7, 2011 Share Posted April 7, 2011 lol that one is good, I like. Link to comment Share on other sites More sharing options...
villaajax Posted April 7, 2011 Share Posted April 7, 2011 Use that Link to comment Share on other sites More sharing options...
AVFC-Prideofbrum Posted April 7, 2011 Share Posted April 7, 2011 Please don't, it'd make me feel violated. Link to comment Share on other sites More sharing options...
theunderstudy Posted April 7, 2011 Share Posted April 7, 2011 A picture of Ethan Moore. Link to comment Share on other sites More sharing options...
GarethRDR Posted April 7, 2011 Share Posted April 7, 2011 Try this: [img=http://i18.photobucket.com/albums/b122/penguindevil/EthanYUSo.jpg] Link to comment Share on other sites More sharing options...
theunderstudy Posted April 7, 2011 Share Posted April 7, 2011 "Ethan Moore Y U No Villa player!?" Link to comment Share on other sites More sharing options...
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