If you're doing that much cardio, which is a decent amount, then most likely you need to address your diet. Not saying you eat crap food now or anything, but you can eat all the healthy food you like, if you're consuming too many calories you won't shift the fat.
Have a read of this. And check out some more of the nutrition articles on that site.
Also, I'd swap 2 of your bike rides for 20 minutes of HIIT. There's info on HIIT on that article above. HIIT isn't for everyone, but I've found it very effective at shedding body fat. If it's a stationary bike you use, you can do it on there, otherwise it might be better to do it running.
(you can do it on a normal bike, but might be a bit dangerous if you're cycling on the roads)
Finally, track your progress. Measure yourself once a week, at the same time. As long as you're losing 1-3 pounds per week you're on track. If that stops, then you need to change things up.
Good man thanks for the info :winkold: