I'm fed up with my car insurance. I had an accident last August when a youngish driver pulled out on me and then proceeded to try to do a U turn right in front of me. Course, he gave me insurance details but it turned out they were rubbish, and whilst the insurers confirm that he is held responsible, they have virtually ditched me now as he is uninsured and, at renewal my premium has rocketed to nearly £600 as a result of losing a large part of my no claims bonus - when it wasn't even my fault! Oh sure, they wrote to me and said they are passing it to some loss recovery centre but they said success is very rare! Great! From now on I'm making sure my no claims is protected but I am still smarting about this nearly a year on.