Really pissed of at the moment but more with myself for being so **** trusting. Should have just continued to hate the human race and stayed a recluse.
Stated before that my mobile was broken so I saw one on Ebay I quite liked. I contacted the seller who had only four feedback but no reds and asked him would he accept my offer of £200 to end the auction early. I don't use Paypal as they are money grabbing leaches so I asked the seller would he accept bank transfer. Of course he say yes as it cut the fees for him.
Paid him through bank transfer on Monday and he sent me a message on the Monday night that he would send the phone to me by 1st class post signed for on Tuesday afternoon. Guess what, checked Ebay on Tuesday afternoon and found that his auction had disappeared. Then checked his account and guess what, his Ebay account had been closed.
Went straight to my bank and asked them to do a chargeback on my bank transfer payment to the seller. Sorry we don't do chargeback on bank transfers. What!!!
Sleepless night last night and then a call to a consumer rights. They told me that as I had used a Visa Card my bank should have charged back the payment even though legally they are not liable. Then advised to contact the financial ombudsman which I did who said that I had due cause for complaint and they have sent a letter to my bank asking them to chargeback the payment. This I'm told could take up to 8 **** weeks to sort by which time the slime of a seller will have probably closed his account which I have made the original payment to.
Also sent a email to Ebay who will do **** all as I didn't use Paypal but I have asked them to provide me with the address of the seller as I'm now taking this to the Police.
The guy has went to a lot of trouble for £200 and if I can get his address then it won't only be the Police who will be visiting him.