Exactly this. Decent short term signing in a position we've got nothing going for us. Same as Bertrand on loan, same as Holt on loan. For a January window with not much cash (supposedly), these are all decent short term signings.
I've always thought this was the way we're going, though;
a) Sack off high earners
Replace almost entire squad with cheap, sustainable squad
c) Add cheap quality into squad where it's lacking
d) Inject more expensive quality into self-sufficient club
It's a long term project, which most people (I think?) have accepted and it looks as if we're slowly shifting away from the utterly shit part of it.