Jump to content

ahamaad

Established Member
  • Posts

    2,395
  • Joined

  • Last visited

Posts posted by ahamaad

  1. d1wd5bj84w7svsv3u2qo.jpg

    :crylaugh: :crylaugh: :crylaugh: :crylaugh: :crylaugh:

    Pikeys the lot of them!

    I cried with laughter at this picture. I was physically on the floor with tears rolling down my eyes. funniest thing I have seen all year.

    Sorry I am not from England so I don't understand at all.

    What is so funny about this picture?

    You can't see its funny?

    A fat weeble in the most ill-fitting small heath kit imaginable, with a cap that looks too little, carrying a cheapo supermarket shopping bag?

    IT'S HILARIOUS!!! :-)

    Rob beat me to it.

    A fat f*ck (why are sha fans all fat bloaters?) wandering around the pitch with that Lidl bag - you couldn't make it up!

    :lol:

  2. OK, in all seriousness, we need to support our Midlands clubs as it is for the benfit of local football, the more teams we have in the Premiership, the better it is surely?

    We must post our messages to small heath on this thread.

    Only joking, mine's a pint of stella!

    :cheers:

    HAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHA

    • Haha 1
  3. Put me down for an 'all of the above' and may I add the stunted Pornodwarfs latest in teh Daily Express on Wednesday that he feels threatened when at Villa Park and he will watch the next derby game *if there is one U tit* on TV as he'll feel safer.

    Well tell that to the Villa supporters who suffered a barrage of missiles, bricks, coins, bottle being thrown at em by your clubs thug neanderthal supporters and and the lovely knuckledraggers waiting to ambush Villa supporters leaving your shithole of a ground in November.

    Good riddence. Hope they **** off to the Blue Square premier league for an eternity.

    Indeed. or the pitched street battles running in Digbeth, and the fact that they trashed everything in site, scum.

  4. At the same time, if he wants to go...if he no longer wants to wear our colours...it is hard to keep him. The key will be to get his value!! Again, we do NOT want him to go. We will get to Europe and it would be wonderful if our Captain was here to lead us on that path.

    General,

    It appears Liverpool are in the driving seat for Barry. If that is the case and he wants to go, he should not go for the pathetic sums being offered. We had to pay nearly £2 million to LOAN their keeper, Carson. Barry is a club captain with 10 years Premiership experiece and an England regular now. Players like Carrick and Hargreaves went for close to and over £20 million respectively, hence I think we should play hardball over this.

  5. Most GP's have changed the way they work. To them it's run like a business now. A drug is often prescribed in hospital and when the patient gets home the GP changes it to a cheaper (and often inferior) alternative to save cash.

    Any cash they save, they get a proportion of. On top of that a lot of them are fuckwits (my sister is a GP before anyone jumps on me).

  6. Following from ianrobo's request - which I think is a good idea - I have added this poll. I locked the other thread to maximise votes.

    Basically the options are:

    1) I will renew

    2) I will renew mine and my child's ST

    3) I will be getting a ST for the first time (or go on a waiting list for one)

    3) No I won't renew

    I added the separate child's option as there seems to be the area with the largest increase.

  7. A good rule of thumb for pricing an initial bid on a house purchase is to estimate what you'd be willing to pay to rent it.

    Multiply that figure by 1.5 and then subtract any carrying costs of the property that you wouldn't have to bear if you were renting (insurance on the building, if in a jurisdiction (not the UK, AFAIK) that assesses taxes based on property value then property taxes, a reasonable allowance for maintenance). What's left is a reasonable mortgage payment. Plug that into an amortization calculator to get a loan amount (if taking out an adjustable rate mortgage, I'd suggest for conservatism to just compute based on a fixed rate a couple of points higher and use your higher rate based payment to repay the mortgage (so that while interest rates are lower than your high estimate, you're paying down the principal balance faster and thus reducing the impact of interest rate swings down the road; if interest rates fall then the benefit of this prepayment of principal really snowballs)), add in your downpayment and subtract the transaction fees and voila, you've got a reasonable starting offer.

    :shock:

    Is Carol Vorderman available to perform this calculation?

  8. Aye, I also think that a 20% decrease in prices is on the cards, and this will seriously affect a lot of people.

    One person here was claiming how wonderful everything was, how great his mortgage deal is, and how he has been so sensible blah blah blah

    Unfortunately not the case for so many others. Reposessions will rise, and driven by rising costs of borrowing for a mortgage the housing market will take a nosedive.

  9. No for me. Some of us predicted this would happen, not so much the lack of activity in the January window - thats always a difficult time to buy - but last summer, when we had momentum. This summer we will have to contend with competing with teams like Everton and Spurs, and possibly Portsmouth who can offer European football.

    The football isn't that great to watch, we constantly leak goals, and he is 50/50 when he does decide to dip into the transfer market.

    A few results have masked what is a mediocre season for me, as was last season. Bryan Little, John Gregory, BFR all achieved better than MON.

  10. The most shocking part of that article for me is the women who is out shopping on her lunch hour (always what I would do when I'm short of cash) saying she has had to start working 5 days a week! I had no idea things had got so bad in the land of Oz!!! Whatever next?

    I noticed that too.

    Working 5 days a week? Whatever next?

    Accepting a sporting defeat with good grace?

    :winkold:

  11. Home Office minister Tony McNulty told BBC that a national database was not a "silver bullet" and that it would raise practical as well as civil liberties issues.

    "How to maintain the security of a database with 4.5m people on it is one thing," he said.

    "Doing that for 60m people is another."

    I think with so many high profile examples of lost data, this has serious implications for any government plans on storing of data and may well have pissed on their plans.

×
×
  • Create New...
Â