I'm sure some of you will have seen it mentioned before, but if you're struggling with the four payments option, it's well worth looking at the Barclaycard Football credit card. If you buy your season ticket(s) with it, you pay not one penny interest, there's no setup or joining fee, in fact no catches whatsoever. I took one out last year to buy mine and my son's. We pay off £35 a month each ( more if we can manage it). We'll be paid off in early May. I can then get the card out and renew before the end of May.
This is especially worth considering if you're a first time ST buyer and want to wait to see if decent seats are available after renewal deadline. It doesn't matter then if you've missed the clubs easy payment scheme.
Log onto barclaycard.co.uk, click credit cards, then Barclays football credit card.
One thing though. DON'T use it for anything else, otherwise it's a high rate of interest.