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chrisp65

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Posts posted by chrisp65

  1. 15 minutes ago, MakemineVanilla said:

    I make no moral judgement about people's personal choices; working your nuts off to buy an asset you will have to maintain and which someone else will get to realise, should not be considered more virtuous than buying a Ford Capri, or otherwise enjoying yourself.

    Chomsky is of the opinion that house purchase was encouraged by the state because people with mortgages tend not to go on strike; an opinion I have heard echoed by several of my bosses.

    Thatcher's expressed dream of a property-owning democracy was code for the exact same thing.

    Selling off council houses was probably meant to achieve the same outcome - creating a docile insecure workforce with fewer political choices.

    I would also suggest that the diminishing shelf-life of relationships these days, makes renting a more sensible option.

     

     

     

    Hmmm, you were asking if kids today had a greater sense of entitlement.

    I suggested they didn’t.

    For further evidence, I would refer you to the film Quadrophenia for the yoof / older generation friction played out to a half decent soundtrack.

     

  2. 4 minutes ago, MakemineVanilla said:

    What I was getting at, was whether Gen Z-ers who are trying to get on the housing ladder have greater sense of entitlement, when it comes to leisure and consumption, than previous generations.

    For me personally, I had to work through my phase of fancy holidays and buying crap, before I could accumulate enough for a deposit on something absolutely minimal.

    All my furniture was from junk shops and my vehicle was based on the logic of bangernomics.

     

    I suspect we have to be careful and not presume the frivolous ones you’ll be seeing on their sunny instagram hols are representative of all of them. Very possibly, when you were working through your salad days, some of your contemporaries were drinking the money they had left once they’d bought that shiny Ford Capri. Just as right now, some kids will have a hand me down sofa and be working 6 days a week on a zero hours contract.

     

    • Like 4
  3. 47 minutes ago, Mandy Lifeboats said:

    If you do this it has to be a legitimate transaction.  You'll need boiler checks, carbon monoxide detectors and tenancy agreements.  The rent you pay to your kids will be taxed.  They will need to make tax returns.  Its not as easy as it seems. 

     

    Feels like a less dispiriting end than handing it over to the Pleasant View Care Facility plc..

     

    • Like 2
  4. 42 minutes ago, Rds1983 said:

    If you do decide to sell your house to your kids, assuming that you do it on the cheap then make sure you consider the potential tax implications.

    My understanding is selling it for a quid is a problem, and selling it within 7 years of death is a problem. But selling it to OurHouse2024 Ltd., for a few tens of thousands, and paying rent to OurHouse2024 Ltd of a few tens of thousands and living 8 years is acceptable.

    That’s a very abbreviated version, but there is a route. Just an idea for now.

  5. At some point in the next few years I think we might be selling our house to our kids and then renting it back from them.

    That appears to be the safest way of attempting to get our major asset over to them rather than over to a care home for 8 months of school dinners or whatever you get for a few hundred thousand these days.

    • Like 3
  6. It is a bloody bugger of a problem, too few younger people to back fill all the job roles and play keepy uppy with the GDP.

    I just hope that once they’ve stopped all this immigration it’s the next thing they turn their laser focus on.

     

    • Like 2
  7. There are 1,700 second homes, or long term vacant homes in neath Port Talbot. The local authority have just voted to increase rates for these properties to 200% above ‘normal’ rates. That is, you’ll now be paying 300% rates on an empty property or second home.

    It’ll be interesting to see at what price point this actually impacts the number of empty and second homes. In the meantime, the LA are estimating this will raise £2.4million in additional revenue, or release homes back on to the market.

    • Like 2
  8. Possibly one for @bickster ?

    Richard Norris memoir book tour talk:

    Quote

    Sun 24th March, I am at Carnival Brewery in Liverpool if you are about, starting around 3.30pm, psychedelic DJing until about 10pm. This one is free, just turn up :)

     

    • Thanks 1
  9. 46 minutes ago, blandy said:

    Genuine question. Is it down to water companies to determine future growth in water needs, assess sites for reservoir suitability and apply for permission to build them?  I’ve no quibble with them being profiteering, polluting scumbags, but didn’t know it was their job to plan for this stuff.

    Thames Water, Southern, and others have sold off reservoirs.

    I guess the question, should the water monopoly in your area be responsible for planning to supply sufficient water, is essentially a political one.

     

     

    • Thanks 1
  10. 43 minutes ago, mjmooney said:

    One for the unpopular opinions thread, but I consider Yorkshire puddings to be the most overrated food items ever. They're inoffensive enough, but just... meh. 

    A full roast dinner is greater than the sum of its parts.

    • Like 2
  11. 46 minutes ago, Davkaus said:

    The whole point of cups is you can just scoop to the top and you're done. If you've got to faff around only filling up to a specific line, levelling it within the container, putting a bit more in or taking some out, it's kind of pointless, just use the grams and weigh it properly

    Yep, that’s where our cups are super easy, all colour coded. A blue cup of ‘x’ and a yellow cup of ‘y’.

    As you say, no measuring no adding and subtracting small amounts, just scoop, tap, go. 

  12. 35 minutes ago, sidcow said:

    Without question. Canned beer would always have a slight metallic tang to it.  But my main objection is can or bottle over a Cask beer. 

    That’s genuinely a level of palate or taste that’s above mine. If I was around someone’s house and they handed me a glass of beer there is zero chance I could tell if it had been poured from a can or bottle, unless I saw it.

    • Like 3
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