Mandy Lifeboats

On 05/04/2024 at 10:11, blandy said:

Well intentioned, but really poor, I'd say. So full of holes, contradictions, inconsistencies and loopholes. Well meaning but amateurish.

To be fair - that's typical of most new laws.  

The law will now be used to develop and edit to numerous "Codes of Practice" whilst case law evolves,  precedents are set and rulings are made.  

32 minutes ago, Rds1983 said:

I've similarly dealt with and audited SARS in the past. If they genuinely suspected something and then told him that would be tipping off and a crime in it's own right.

Exactly. 

The person making the SARS report is only reporting a suspicion. They have no way of knowing if there's a reasonable explanation or its linked to a massive terrorism plot. 

A clown telling the customer that they "almost" submitted a SARS has no way of knowing that there aren't other active reports being investigated.  

In my opinion it's serious misconduct by the bank employee.  They are either lying as a sales technique or breaching several laws regarding SARS.  

7 minutes ago, chrisp65 said:

The whole thing was weird. It was patently obviously not criminal, I’d been there years and the money was going to and from established businesses and local authorities. There was a concerted effort at upselling to an account I had to pay for.

I suspect I was the last man standing still actually using that branch and they wanted to close it. Since then, the branch I was transferred to has also closed.

 

 

It seems to be an underhand way to get you to open a different account. 

Personally, I would complain and ask for a transcript of the conversation. 

I have dealt with many suspicious activity reports (SARS) in my previous job. They simply aren't used for the activity you describe.  

8 minutes ago, Mandy Lifeboats said:

If it triggers the threshold for informing the Police they should/would not tell you.  

Nothing you describe warrants a referral.  

Were they trying to convert your personal account to a business account? 

Quote

Suspicions Activity Reports

https://www.nationalcrimeagency.gov.uk/what-we-do/crime-threats/money-laundering-and-illicit-finance/suspicious-activity-reports

On 07/04/2024 at 17:41, chrisp65 said:

 

I had a phone call from the bank, saying the nature of the activity was such that it triggered their threshold for informing the police it was suspicious activity!

 

If it triggers the threshold for informing the Police they should/would not tell you.  

Nothing you describe warrants a referral.  

Were they trying to convert your personal account to a business account? 

32 minutes ago, bickster said:

They are actually credited with 5 military victories in that time  

Really?  

Is that a victory in the sense of going 1 up after 10 minutes before conceding 6 before half time? 

Well worth a watch.  2 legends of the game.  

I shot the sherrif. 

NATO countries invaded Iraq for failing to surrender weapons they didn't actually have.  

NATO countries invaded Afghanistan lookingfor Bin Laden and his terrorists who were actually hiding in Pakistan who were our allies.  

Turkey still occupies North Cyprus.  

France, Spain and the UK all occupy distant areas with debatable ownership.

The UN is a political stage. 

Mods - we really need a font to denote sarcasm.  

1 hour ago, fightoffyour said:

 

You pair of wokeflakes

I dream of a world where a Birmingham Shitty fan can wear his shirt in public without fear of ridicule.

Or is it a painting of a helicopter on top of a real jet? 

10 hours ago, Genie said:

Do you have one of those patio attachments? Drastically reduces the amount of time it takes.

 

But it's much harder to draw pictures and write swear words. 

Drawing an outline of a dead body is always my starting point.  

Has there been a more inaccurate film/TV title than "Mission Impossible"? 

Over 200 missions.  None have been impossible.  

3 minutes ago, Seat68 said:

Interesting that you would raise that here. 

That's a bit off topic.  Shouldn't you start a thread for things you find interesting? 

8 hours ago, il_serpente said:

I think in the rush to get on the stage they mistakenly grabbed each others' hats.   Guys with big heads look like they're wearing kids' hats and the drummer would take flight in a wind if he had a chin strap.

They are a comedy act.  They are called the Cleverley Trio. 

A Bluegrass cover of the Black Eyed Peas

The instrumental break from 2.15 is just fantastic 

21 minutes ago, rjw63 said:

WHAT??

You mean you didn't go to the local newsagent, hang around for ten minutes til it was quiet, grab some smut from the top shelf...

Then get to the counter and the girl takes so long there are five people behind you, you put the mag on the counter and she squeals "Doreeeeeeeeeeeeen, how much is this RAPIER MAGAZINE?"

When the price is oh-so-blatently printed on the cover.

Ah the good old days...

And the five people that suddenly queued behind you were your nan, your teacher, a girl you fancied from school, the police and a Central News reporter doing a story on how easy it is for under 18s to buy porn. 

In the 1990s I worked for OFFER (the Electricity Regulator). 

It was a relatively short time after the companies had been denationalised and they had financial incentives to invest is assets crucial to the running of the grid rather than frivolous corporate spending.

One company (I shall not name them) purchased a helicopter for their Chief Executive and listed the expenditure as vital to the running of the grid. 

OFFER challenged it.  We dropped the challenge when the company sent us a business case where it was to be used for essential and urgent visual checking of pylon lines during major outages. 

Where there's a rule there is a clever accountant and solicitor paid to bend it. 

1 minute ago, blandy said:

Another alternative is (the threat of) a windfall tax - "if you invest in infrastucture, that's fine and good, if you pay out dividends above a threshold, then we'll tax the **** out of you". That's a simplification, but it's entirely possible to incentivise investment and de-incentivise profiteering and excessive dividends and executive pay etc.

The share price of oil and energy companies seems to have survived windfall taxes.

Absolutely. 

If its law and applies to all water companies then it would work. 

It's worth remembering that the law prevents the water companies getting together and agreeing common financial approaches. 

The government is at fault and the government needs to sort it. 

Just now, Genie said:

Not entirely true, they could stop sending out millions to shareholders and instead spend the money on the infrastructure (it would need more than that).

They could.  But their share price would crash.  

The shareholders would undoubtedly vote the chief executive out of office and ruin the plan. 

Welcome to the world of capitalism. 

Teens today can access porn on their phone. 

I had to make do with" Sam Fox Strip Poker" on the Spectrum.  

Only 3 hours of boring and repetitive gameplay in order to see a green, pixelated image of Sam Fox's chest.  

I can't understand why I am so bad at poker.  I played so much. 

12 hours ago, T-Dog said:

 

So, again, entirely niave - is there any reason why our Government would want us to pump shit into the rivers other than profit? Again, apologies if a dumb question. 

The alternative is a huge investment in infrastructure.  The water companies can only raise the cash by massively raising prices. That would raise prices of most goods, fuel inflation and cripple government fiscal policy.  

Shit in the rivers is better than the UK public realising that our country has been mismanaged for decades.