Popular Post Stevo985 Posted January 23, 2018 VT Supporter Popular Post Share Posted January 23, 2018 I love threads like these. Poor guy asks for advice on negotiating a car deal and the thread is full of people g telling him not to do it Thank goodness for @darrenm 6 Link to comment Share on other sites More sharing options...
Popular Post Genie Posted January 23, 2018 Popular Post Share Posted January 23, 2018 4 minutes ago, Stevo985 said: I love threads like these. Poor guy asks for advice on negotiating a car deal and the thread is full of people g telling him not to do it Thank goodness for @darrenm I think we all have a duty of care to a fellow Villan when he is thinking of spending £18,000 on a new Suzuki 5 3 Link to comment Share on other sites More sharing options...
Tayls Posted January 23, 2018 Author Share Posted January 23, 2018 4 hours ago, Genie said: I think we all have a duty of care to a fellow Villan when he is thinking of spending £18,000 on a new Suzuki OI! Super Sexy Suzuki I think you mean to say... such a nice car. Shiny and everything. Link to comment Share on other sites More sharing options...
Genie Posted January 23, 2018 Share Posted January 23, 2018 4 hours ago, Tayls said: OI! Super Sexy Suzuki I think you mean to say... such a nice car. Shiny and everything. If you absolutely must buy a new Suzuki then at least go nearly new, get a mint 1 year old so at least someone else has been stung for that first year of depreciation. 1 Link to comment Share on other sites More sharing options...
wazzap24 Posted January 23, 2018 Share Posted January 23, 2018 On 22/01/2018 at 16:02, KHV said: I always get cars on lease Yep. My number one lesson in car buying would be: NEVER BUY A CAR Link to comment Share on other sites More sharing options...
wazzap24 Posted January 23, 2018 Share Posted January 23, 2018 11 hours ago, Stevo985 said: I love threads like these. Poor guy asks for advice on negotiating a car deal and the thread is full of people g telling him not to do it Thank goodness for @darrenm If he'd come on here saying he wanted advice on how best to get his face tattooed to make him look like a lizard, we'd try and talk him out of that too And that is significantly less daft than chucking £18k at a new Suzuki! Link to comment Share on other sites More sharing options...
wazzap24 Posted January 23, 2018 Share Posted January 23, 2018 @Tayls A quick look in the net and you can lease one for £180 per month and £1,100 upfront It'll Cost you just over £7.5k in 3 years, then chuck it back, get another new one no balloons, no trade ins, no dealing with sweaty dealer salesman trying to flog you gap insurance and all the rest. Now thats a good deal. Link to comment Share on other sites More sharing options...
Tayls Posted January 23, 2018 Author Share Posted January 23, 2018 2 minutes ago, wazzap24 said: @Tayls A quick look in the net and you can lease one for £180 per month and £1,100 upfront It'll Cost you just over £7.5k in 3 years, then chuck it back, get another new one no balloons, no trade ins, no dealing with sweaty dealer salesman trying to flog you gap insurance and all the rest. Now thats a good deal. We’re getting the 4WD for £230 per month, trading in an 8yr old Swift which is our deposit. £8000 left to pay at the end, or walk away etc etc. Link to comment Share on other sites More sharing options...
wazzap24 Posted January 23, 2018 Share Posted January 23, 2018 (edited) Over how long @Tayls 3 years? and what's the deposit value/trade in they are giving you for yours? Edited January 23, 2018 by wazzap24 Link to comment Share on other sites More sharing options...
Tayls Posted January 23, 2018 Author Share Posted January 23, 2018 8 minutes ago, wazzap24 said: Over how long @Tayls 3 years? and what's the deposit value/trade in they are giving you for yours? Over 41months. Getting 2k for the Swift, which we bought for 6k eight years ago. Link to comment Share on other sites More sharing options...
wazzap24 Posted January 23, 2018 Share Posted January 23, 2018 So £2k deposit + 41 x £230 + £8k balloon? If you don't pay the balloon it will cost you £11,430 to effectively lease it for 41 months and if you buy it it'll be £19,430 all in to own it. That's not bad if you dont pay the balloon. Are they giving you a guaranteed future value or are you taking the risk? Walking away is ok, but then your stumped for a dipper if you want to switch brands You can lease the all grip models for about the same monthly cost and £1350 down over 48 months, so £12,390 in total, but you get an extra 7 months for that, so the deal your getting isn't bad. Link to comment Share on other sites More sharing options...
PompeyVillan Posted January 23, 2018 Share Posted January 23, 2018 Buying a car is much like making love to a beautiful woman. You find the model you like, eye up the bodywork, take her for a test drive, feel what she's like on the interior. If you like her, you get out your wallet and pay the slimy man the big bucks to take her home. 1 Link to comment Share on other sites More sharing options...
darrenm Posted January 23, 2018 Share Posted January 23, 2018 0% interest finance deals on heavily discounted new cars can work out really well. My Toyota was £23k discounted to £18k £250 a month with £8k balloon left me about £5k equity at the end as a deposit. I've now just leased an Ateca for £260 a month on a 2 year deal but the car is worth £30k (and isn't as good as the Toyota) and I won't be left with any equity so will be left with nothing for a deposit in 2 years. New cars are always a drain on finances but it's what you pay for knowing no-one has messed with it before, having plenty of comeback with the dealer over any problems, and having less chance of being stuck on the side of a motorway. I'll probably either go back to bangernomics or hire an EV depending on the deals in 18 months. VAG are way overrated. Link to comment Share on other sites More sharing options...
NurembergVillan Posted January 23, 2018 Moderator Share Posted January 23, 2018 Life's short. Buy the best car you can afford. 1 Link to comment Share on other sites More sharing options...
Stevo985 Posted January 23, 2018 VT Supporter Share Posted January 23, 2018 47 minutes ago, darrenm said: VAG are way overrated. Gheyyyy 1 Link to comment Share on other sites More sharing options...
bickster Posted January 23, 2018 Moderator Share Posted January 23, 2018 26 minutes ago, NurembergVillan said: Life's short. Buy the best car you can afford. That would never be a Suzuki though 1 1 Link to comment Share on other sites More sharing options...
Tayls Posted January 23, 2018 Author Share Posted January 23, 2018 4 minutes ago, bickster said: That would never be a Suzuki though You know nothing about cars! I bet you drive a Panda... or wait wait, a Cinquecento! and you have different coloured doors! Hahaha Link to comment Share on other sites More sharing options...
bickster Posted January 23, 2018 Moderator Share Posted January 23, 2018 1 minute ago, Tayls said: You know nothing about cars! I bet you drive a Panda... or wait wait, a Cinquecento! and you have different coloured doors! Hahaha haha, I rent my cars by the week. If its shite I hand it back, If it breaks down they give me another one Link to comment Share on other sites More sharing options...
Tayls Posted January 23, 2018 Author Share Posted January 23, 2018 @darrenm @wazzap24 What do I need to be doing here re value at the end of the arrangement? Link to comment Share on other sites More sharing options...
Tayls Posted January 23, 2018 Author Share Posted January 23, 2018 (edited) 1 minute ago, bickster said: haha, I rent my cars by the week. If its shite I hand it back, If it breaks down they give me another one - what do you do?! Edited January 23, 2018 by Tayls Link to comment Share on other sites More sharing options...
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