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  1. Genie

    Energy Bills

    Lots happening in the country at the moment, I’m personally waiting to see what my new tariff looks like as I’ve been moved across from The Peoples Energy to British Gas. As they’d gone bump I cancelled my direct debit with The Peoples Energy to avoid my money going into a black hole. Now I’m getting grumpy emails about it, my payment isn’t even due until next month.
  2. Hello all, As I am not really wanting to Break up with a girl I thought I would start up this thread. I have been seeing this girl for a couple of months. She is funny, beautiful and I really like her. She has an 23 month old son from a previous relationship who is amazing too. Her previous relationship was very violent physically and mentally and ended when her ex husband threatened to burn the house down with her and the baby inside. She lives on high alert and always has a bag packed by the door in case he finds her. No one, apart from immediate family, is allowed to know where she lives (although she has told me). She is hoping that her ex will move back to Sierra Leone in a few weeks (from what she has heard). My issue is quite selfish...... I really like this girl and her son but I am worried that her previous relationship means that I have to be 'whiter than white' and I am always on my guard around people she knows. Her family is very protective (understandably!!!) and as such when I met them last weekend it was kind of like going for an interview. I just want to relax with her but I always feel like I am walking on egg shells around those who know her. I dont want to be held up as the 'saviour of her perceptions of men' and equally I don't want to be judged by her family to this degree. It just seems really early in a relationship with all this heavy stuff. On the flip side she is fantastic. What do I do?
  3. Following the success of Bedlam on Channel 4, I thought it would be interesting to get people's perspectives on mental health problems, particularly as at any given point 1 in 4 people will experience a mental health problem in their lifetimes. FWIW I have not experienced a mental health problem but I work in the field and find the stigma to be the worst thing, particularly in terms of stopping people looking for support
  4. Hello all! Off to view a house tonight, (scary stuff!), and as its the first one I've liked enough from a quick peruse of Rightmove to go and see its my first proper house viewing. I wondered if any of my fellow VT'ers have any advice on the house viewing / buying process? Cheers!
  5. Stevo985

    Gardening

    Calm down Morpheus, not that kind of gardening. Don't think there's a thread on here for gardening, so I'm starting one! Somewhere to throw ideas around, ask for advice, show off etc I'm not a keen gardener, but I need to take some interest as I have a large garden with potential, but it is currently useless as I don't do anything with it bar mowing the grass. So here's the advice I'm after. Half of my garden is grass, which is fine. I mow it. The other half (the bottom half) is overgrown at the moment with weeds, briars, long grass etc. What's the best plan of attack for this? My thoughts were to borrow a strimmer and get it all cut down, and then hire a rotavator and dig up the ground, then replant the grass (just basic grass seed) Will that work or will the weeds come back with the grass? Could go for turf but it's more expensive and I'm in no hurry so can afford to wait for the seed to grow. (I realise this is a really boring thread, but I need advice so worth a try! )
  6. Couldn't find a thread on this so I'm just making a general one. Any investors or stock market addicts here? What's your view on 2019? What's your view on Trump, Brexit, oil prices, inflation, earnings yield in general? I'm for the first time in a long time a bit on the fence. Normally I'm very positive, but right now I feel there's so much uncertainty in a market that's quite pricy.
  7. VT - I'm stressing, and I really could do with some sound advice from knowledgable people! I'm 25, working in recruitment, but I have hit a bit of a wall. I'm thinking I do not want to be working within this arena anymore. I don't have a degree, which limits me massively as far as I am concerned because every job I see they want someone of 'degree calibre'. I have never known what I wanted to do, I just drifted through school and got myself 10 GCSEs then took a couple of A-levels with the intention of going to uni. I had a place confirmed but then was offered a full time job, which I took. I have absolutely no idea of what to do with my life, I have so much ambition and desire to succeed, but god knows what in. It's stressing me out more now because the missus wants to buy a house etc and I am a little worried about losing my job for whatever reason and then not being able to find anything else. Does anybody have any sound advice to give, or know of any opportunities within the Nhants, oxfordshire or Buckinghamshire areas that might be coming up? Ironic really considering I work in recruitment eh? Thanks all.
  8. After some help please guys. My mom has just got a letter through from HMRC saying she's been fined £600. She's investigated and they've told her she owes tax from 2016 and 2017, £799 per year! They were sending letters to her old address hence why she hasn't known about it and has now been fined. She was working at the time so her tax was paid through PAYE but apparently her employer used the wrong code. Is there anything she can do about this? She's retired now so can't afford to pay out £2,200! I guess fair enough if she owes the tax she owes the tax, but it all seems a bit unfair that none of it was her fault and she not only has to pay it all back but has to pay £600 on top of it
  9. Hello, do any of you Villans know about washing machines? I just moved into a new flat near Swansea today and was gutted to find out that the washing machine is just for decoration. In other words it doesn't work. ☹ I'm so disappointed as it really was one of the main reasons to move here, to have a @×#$€*^ washing machine arrggghhhh! There's no water at all going into the detergent drawer or the drum. Is that more likely to be a fault with the washing machine or with the plumbing in the building as a whole? I'm hoping it's because it might be an old machine maybe, because the landlord is apparently a bit of a words removed and I have little faith in him sorting the problem out any time soon. He actually emailed me with a threat of eviction today just because my rent transfer didn’t show in his account within a few minutes. Wtf!? I'd only just moved in! Sorry for this boring thread but I'm stressed out and so sick of going to launderettes!!!
  10. mjmooney

    Families

    As distinct from the Relationship Thread, which focuses on sexual/romantic partners, thought I'd start one on our other family relationships - parents, grandparents, children, grandchildren, brothers, sisters, cousins, uncles, aunts and in-laws. How do you get on with yours? Love them or hate them? Or both? I'm convinced that a huge part of my personality (both good and bad) is due to being the only child of elderly parents. I'm consequently intrigued and baffled by siblings, and how they interact - my own two daughters are the best of friends, which is a huge relief, as some of my friends seemed to have quite bad relationships with their brothers and sisters. Basically, our family mostly seems to work pretty well, without too many problems, but I know this isn't the case for everyone. Fire away.
  11. I currently have a Discover credit card but have been thinking about switching to either a Barclay's one or American Express. Discover has really changed up their fees and such the last few months and I don't really like the direction they are going. I don't know how credit cards work in the UK but I assume they work similarly in a lot of ways. Are any on here proponents of having a credit card? If so, who do you go with? Also does anybody have a Barclay's or American Express? If so how do they like it?
  12. Lost my Mumsnet password. New Year and a fair few of us are trying to shift the post Christmas weight or the weight gained during lockdown. I certainly am. Thought I would start a thread to give advice, progress and a bit of cheerleading. I appreciate there will inevitably be people who will lecture and say x diet is wrong and you need to do this instead, thats cool you are awesome and I will definitely do that. Personally I am looking at the least to lose 4-5 stone and I am broadly doing it via the diet that I have always done, and works for me and that is Slimming World. It allows me to eat food for weightloss and feel full at the end of a meal. Previously I lost 6 stone on this diet so I am comfortable with it. Today my first post Christmas weigh in was a 9lb loss. My plan is to get out for some form of exercise as that the area where I have failed since March.
  13. Si.

    Eye Floaters

    Had these annoying black squiggly lines for just over a month now, had eyes checked all okay. Told its normal.. Anyone else have them? Do they ever settle down/disappear?
  14. Now that we've moved house I'm looking to pick up a climbing frame to go in the garden for the little one to play with. Something decent with a slide/swing etc like a Jungle Gym. Has anyone bought anything like this before and has some advice on good brands or anything? My knowledge of these things is limited and they're not cheap so would appreciate any advice anyone has.
  15. Big Think - This may be a worse case scenario generally, but I actually think some industries job losses will be even more acute. I'm currently working with people developing systems that will put many thousands out of work. So if you think it's shit now, how do you think Tory England (cos let's face it, Scotland's leaving) is going to deal with this? We must surely also add May that is trying to right royally screw up education for the poor, just to hammer in an even bigger wedge between the haves and have nots. The medium and long term picture for the majority is a race for the bottom as far as quality of life is concerned. Sticking two fingers up at this failing society and getting out of it becomes more attractive with every passing year. Especially with independently developed technologies improving all the time. A growing number of my friends are seeking alternatives. A few are proper hippy types in permaculture collectives and such. Another is raising a family in a yurt. This isn't quite as drastic as it sounds. It's a multi yurt, a large central space with smaller connected yurts - Think glamping more than camping. Others have moved to warmer climes and have installed solar power equipment. They grow much of their own food and trade with local farmers for dairy and meat products. They work in the UK over Summer to cover their bills such as N.I contributions. Another friend is making a 'Hobbit House' under a hill - Though I must admit her outside toilet gives me the fear! She should have an inside bog at some point. Her guest house is nearer completion. Visiting folks over Christmas it became obvious even friends earning good money were wanting out. I signed up to a couple of off grid collectives and it surprised me how much has been forgotten. For example it's possible to grow Mediterranean fruit further north in walled enclosures, as they create their own microclimate. Throw in a couple of polytunnels and you're starting to get towards being self sufficient for fruit and veg. Mixing the old and the new seems like the way to go. Septic tanks under the garden that break down effluent into nutrients that slowly pass through the walls of the tank and into your garden. These folks get a quite a bit of power out of a fairly small pipe. Apologies to Darren and the Tree Hugger thread. I'd discussed this with maqroll before, and I don't think you have to be a tree hugger to want something different in today's World.
  16. Suggestions on things to do during the lock in, freebies and such. Bitch in the other threads. The National Trust are reviewing what needs to be closed (houses) and what can be open (gardens). Looks like much of the safe stuff will be free. Keep an eye on the website, think they'll announce something Friday maybe? https://www.nationaltrust.org.uk/
  17. rjw63

    Sleep Aids

    Anyone ever used one of these bluetooth sleep masks, if so are they any good?
  18. Without wanting to get all Mumsnet, anyone got much of an idea of costs? I am thinking of getting the front Upstairs and Downstairs bay window done (the type with a large flat front window and angled windows either side of it, i.e not an 8 pane curved bay) plus 2 other regular windows to the front of the house. Fortunately all the back ones were done just before we moved in. Anyone got any idea of the costs? I'm clueless if it would be like £2k or £15k. Any advice appreciated.
  19. av1

    Life Insurance

    Right then, I've recently started thinking about getting some life insurance so i can leave a bit of money to my loved ones should the worst happen. I've had a little look online today and it seems like a bit of minefield. Increasing policies, decreasing policies, do i want to be covered for 20yrs/30yrs etc (am i supposed to try and predict when i am going snuff it?) I filled out my details on a comparison site thinking I'd get some online information/quotes, instead, I'm just getting bombarded with calls and texts from sales reps. I'm not looking for anything complicated, I just want to pay x amount every month so the kids get a little something when i drop dead. Can anyone offer any advice and/or recommendations? Thanks.
  20. This site often manages to give a great bit of advice on a variety of subjects, so I thought why not try here. Today i received a letter from an 'Heir hunter' type genealogist firm who have said I'm a possible beneficiary to an estate. They have given the name of the deceased, which isn't an obvious family member. Pretty sure it wouldn't be on my Mum's side as we know that side quite well, but I know very little on my Dads side. Intrigued, I have been doing a bit of research and I found someone with the same name who died in May. I also found that her mothers maiden name was the same as my great grandmothers maiden name. I haven't found a link between the two though yet. It may not even be the right person anyway. Has anyone got any experience of these heir hunters/claiming an estate/genealogy?
  21. OK. I'm thinking of buying the missus a 10" for Christmas... Tablet, that is. After the recent fiasco we had with a failed Win 10 installation that buggered our main 'living room' laptop, we've been using my music production laptop instead, and I want it back in the mancave. I was thinking that a 10" tablet would probably be a better idea than another laptop. Main uses would be web browsing, email, social media.. But also the very occasional bit of word processing (writing letters, etc.) I was thinking of going Android as we both have Android phones, but I'm wondering about compatibility with our older files (MS Office stuff mainly). Max budget £400, but preferably cheaper! First thoughts were a Galaxy Tab S or a Google Nexus 10. Thoughts, guys?
  22. Had a quick search, couldn't see a thread - if there is one then apologies. Mrs StewieGriffin and I are coming to the end of our first fixed term in early June but we're both not really proper adults and need help with stuff; Question 1... we should have heard from our bank by now, right? Question 2... having navigated the banks website and entered some basic info (money and length of mortgage remaining), they'd offer me a 4.4% fixed - its currently 5.59%, which would save us roughly £50 a month. This is fairly good yes? Question 3... if looking at switching to another bank, do they basically put you through the entire mortgage process again? (Surveyors, solicitors fees etc) Thanking you
  23. I'm after a new car, budget max £2k and saw a nice looking car for my budget but then the kicker came with the milage. I guess it was someone's livelihood so they probably took good care of it but at the same time, it doesn't mean that those miles don't count. With it being an ex dual control, the clutch doesn't worry me as much as when I first read it. Anybody else had experience of this or any advice. The newest plate I've ever had is 03 so whilst this probably doesn't seem much to most, it's a big step up to my usual cars! This is the car for those interested...
  24. Evening all. I want a new tool backpack for work, I narrowed it down to two, one from DeWalt and one Klein. However after looking at their respective sites, both backpacks carry the following warnings: WARNING: Cancer and Reproductive Harm - www.P65Warnings.ca.gov. I'd not heard of it before, but after doing a bit of reading it seems this is a Californian regulation that requires companies to use this warning on products that contain materials known to cause cancer. Unfortunately beyond the warning itself I can't find any specific information, so was wondering if anyone had any advice on how to obtain it? If I'm honest it's probably put me off both bags to be fair, but it's interesting none the less because these are two of the most popular tool backpacks on the market. DeWalt Klein
  25. If this is already a thread please take it down Pause your sky sports - stop paying until sport returns - Can be done on my sky app - saved £32 yesterday If you pay your council tax over ten months - call them and ask for this years free months to be moved to April May or when best suits you - saved £240
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