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Found 115 results

  1. Been trying to purchase an amazon gift card all week - it didn't let me confirm the order - after a week of tooing and frowing with amazon support - clearing the cache, trying a different browser , 'it being looked into .....along comes the reply "Due to economic safety and government regulations gift cards can only be purchased by debit card not credit card" Anyone else heard of this ? - think its just an excuse as I have definitely purchased by credit card before....
  2. Mav_86

    Property

    Afternoon fellow Villians! I've just got started in a new career in property and was wondering if any other members on here were involved and what you do? It would be good to connect!
  3. I know I'm getting all old and washed up now I'm starting threads in OT about insurance... We're exchanging contracts on a house tomorrow so I need to take out buildings insurance. We currently have contents cover at our rental place so I'll change the details on that, but buildings cover is a fairly new one on me. Should I be looking at the add-ons, like Accidental Damage, Legal, Home Emergency? I'm thinking no to all of them as I'm not planning to be doing any renovations etc. Any experienced words of wisdom are entirely welcome.
  4. Has anyone sold on Facebook marketplace before? Have got an iPhone XR on there (also on eBay but Facebook doesn't charge fees) and someone is offering the price I'm after and wants to pay by PayPal. All the advice online says if buying to pay by PayPal and if selling to avoid PayPal scams. The guy has a profile over a year old, decent amount of photos etc. But just wary of getting scammed on it. Then again, that could happen with eBay too. Anyone used to selling online?
  5. Need a bit of advice from anyone that's received one of these. The other half got snapped after parking at a KFC for allegedly longer than the 1 hour free period. £100 fine of £60 if you pay quicker. I've spent the last two hours checking out "Civil Enforcement Ltd" (proper bunch of cowboys) and all relevant forums. Consensus is either; 1. Ignore all correspondence completely as it's not a penalty charge notice, or 2. Write to them, "without prejudice" and inform of your intention not to pay, and see what transpires. What say ye?
  6. My son has got a place at Swansea uni - anyone any experience there ? He has reserved a place in the student villa for accommodation Ant tips on where to find work (he is a qualified lifeguard) ? - or any other general tips about the area ?
  7. Me and the wife own a flat so we have to pay a building management company amounting to about a grand a year. All they seem to do is occasionally vacuum the corridors and tell us we can't have Sky Q. Now they've decided to send everyone a bill saying they've spent over budget and the insurance cost more than anticipated, demanding £150. Can they do that? Just make up any charge they want?
  8. No, not Katie Hopkins and Anna Soubry. My parents' boiler needs replacing, and I've had a few quotes (I'll be paying for it). We've not got a massive budget here, so we're looking at the lower end of the market. A couple of the quotes have said they'd use an Ideal Logic Plus, and another one has said he'd use a Ferroli Modena HE. The latter is the best quote, but I've read some negative reviews about Ferroli. That said, the Modena is their most recent model and seems to have good reviews - where I can find them. It comes with a 7 year parts and labour warranty too. Does anyone have any experience of this boiler, or any advice? I'm not in the position to go full spec for a Worcester or Vaillant so just need to know whether to go with the best quote and trust the guy when he says it'll be a good boiler.
  9. dubbs

    car problem

    Not sure whether this should be posted elsewhere so please move if necessary. I had my cambelt changed last week. My car broke down on the way from work yesterday. When the recovery guy had a look he noticed a belt (dunno if there's more than one) was quite loose and thinks this is the problem. Im waiting to get it towed to the garage this morning but wondered how to approach this with the garage? Im guessing worse case the engine is damaged but hopefully it's not as serious as that. If it is the belt they fitted what do I do?
  10. Has anyone done those mail-in genetic tests? There are some for health some for ancestry and some which are a mix. If so what were you looking to get out of it? and what actually did you end up finding out?
  11. I’m currently looking at buying a new car, as in, brand new, probably on some sort of finance arrangement. I visited a Suzuki showroom yesterday as I am interested in the Grand Vitara 4WD. It was a good meeting, I got to have a test drive and liked what it had to offer. Now, I have never purchased a new car before, so when it comes to negotiating on this sort of thing, I don’t really know what options I have available to me. What happened was that they just gave me the cost of the car I wanted, how much it would be each month etc. But, there are certain options that I want that I don’t want to have to fork out a shed load of money for. For example, I want black alloys, but to add them would be an extra £700 or so. £300 for a spoiler, £40 for some car mats etc. How can I go about getting what I want, will car dealerships negotiate or are their hands tied? Do I need to visit another Suzuki garage elsewhere or is that pointless? Would appreciate the advice! (couldn’t find similar thread specifically relating to car buying)
  12. I hope you wise Villans can help. I have had problems with my Ford Kuga (2014 model purchased 18 months ago). It failed before Christmas with horrible grinding noises coming from the front left wheel. I got it taken to my local Ford dealer who said that an impact had knocked (sheered) some bolts off the gear box and that subsequent shaking had damaged the prop shaft. As it was due to impact and the repairs quoted running into the thousands I had the insurance take it on. Direct Line took it to their own mechanic who has said that it is mechanical failure and no sign of any impact damage so not covered under insurance. I do however have the car under warranty still with the dealer (the same place the original diagnosis was done). This does now mean that I am stuck between the insurer and the dealer both saying in their expert opinion the problem is not theirs. There isn't a third option, it is either an insurance job or a warranty job, but how to I get this to a conclusion? The only thing they agree on is that bolts are missing on the gear box and it is this that has caused all the problems, it is how and why they are missing that the argument is over. For the avoidance of any doubt the Ford dealer has done all the servicing on the car and we have a 36 month warranty that is still running from the purchase of the car. thanks for your help in advance.
  13. So, a bit bored here but I was emptying the dishwasher at work and the cutlery was all over the place. Whats the correct procedure here? Over to the VT fountain of knowledge (aka, how does one wipe ones arse)
  14. Just a warning if youre out and about. The roads are like glass this morning. It rained overnight and this has washed the grit away. In my area Clapgate Lane (Bartley Green) - and the roads approaching Harborne we very slippy (worst its been all week) - These are main roads as well not side roads. I also heard a report of a parked car sliding down the road in harborne. If the gritting lorries don't get out today - we have recipe for carnage on the roads at about 4 - 5pm. So if anyone knows if the gritters get out - or wants to warn of icy roads post em here....
  15. I'd like to leave this open to interpretation to (hopefully) get some varied responses and great efforts etc... ...as my secret Santa gift to someone this year, I wish to give a framed picture of a "sexy" Jeremy Corbyn. However, I want the body to be comically sexy rather than actual athletic, good body sexy. Alas, I have zero photoshopping abilities and need the assistance of you kind fellow VTers. Is anyone able to provide?!
  16. I currently pay £220 pm - and having been paying into this for 14 years at a similar level ..... I was staggered how little this gives me....... So guesses below please - there are 2 elements Lump Sum Annual pension (you are allowed to read the daily mail/express before entering your guesses)
  17. since we are coming into the cold season I thought I'd check the pressure on my boiler, for some unknown reason it is showing at 3 bars, it should only be around 1. I've been using the heating a little bit and haven't had any problems but 3 bars is way to high, I have bled the radiators and that has made little difference, I've checked the valve under the sink and that is firmly off. Anyone got any ideas, is there an easy fix or should I just get in touch with my landlord. When I was bleeding the radiators it was just a constant jet, I was expecting it to die down as the pressure dropped but it didn't and the pressure didn't drop, I filled about three jugs of water from it. I don't have a clue with this sort of stuff so any help will be much appreciated.
  18. I’ve recently taken on a second job, and dropped a day on my other job. I am now working 4 days one job and 3 the other. Is there a good way of balancing my tax onto one job, is this possible? also, I know we have a personal allowance of 11,000, but I am wondering how much more I will get taxed due to a second job. Can anybody advise?
  19. Basically... I have started a new website up where I live. This website is a dark variation of a primary colours. Another website uses a much brighter version of this colour for their logo and website. 90% of my website is actually white and on social media it is all purple. Anyway, what I was doing was known about where I live and an email was sent to those who run this other website about 2 months in advance. Now, 1 hour before launch (no kidding!) I got an email suggesting I should change my colour (I know colours can't be a copyright issue) and they have been on my back since. Apparently they have had many people get confused, thinking my website is a spinoff of theirs ) logos and design are nothing alike) happy to share the two sites via PM for anybody who wants to see. Got another email today, demanding I change the colour as it is too similar. So, I am putting the colours here and can you tell me if you think they are too similar? Thanks y'all.
  20. So i wake up on a monday morning walk to my car and notice my gfs cars been clamped for no apparent reason It was on a main road no parking restrictions, yellow lines, resident parking. Road tax has been paid, mot and insurance. So i see no reason why she has been clamped. I havent rang them yet as i am still angry and i might say something i regret. Any ideas also know how you can appeal this as its different from when you get a ticket. Thanks peeps
  21. There are a lot of areas where a move back to Birmingham has trounced London with quality of life, and it's been a positive step after years of dealing with the 'pig-in-lipstick' that is London. However, swimming pools aren't clicking here. I can't really understand what I'm looking at/for. For instance - all of the many London pools are run by an independent company on behalf of the government. At least 70% of these pools have been renovated in the past 5 years and are absolutely sparking clean. I am very wary of pools - grim tiles, mould, minging water- all of these will make me totally freak out. So, what are we left with for more casual swimmers? Well, Cocks Moor Woods has kids taking dumps in it and has been closed 3 times in the last year alone. Moseley Road baths, what's left of them in pool number 2 looks absolutely disgusting. As far as I can see, that leaves the new-ish Harborne Pool and then extremely expensive memberships at the Marriott Five Ways (ouch), University of Birmingham's new 50m pool (still expensive, looks amazing though), the Spa at the Cube (ouch) and Edgbaston Priory Club (not even worth considering because of how elitist the prices are). Elsewhere it's Virgin Active at Solihull and another membership place there. What gives with this? Is Birmingham just an anti-swimming city or wat?
  22. Been told I need a total knee replacement - anyone on here had this done and how are you feeling now ? any advice welcome - I'm aware it will involve a lot of rehab afterwards .
  23. I am unable to post pics or gifs on VT from my phone, despite them being below the maximum length/size. Haven't changed phones recently and had been able to post successfully on here from the phone but now i get "there was a problem uploading..." message. Havs any other VTers had this problem or am I on a blacklist
  24. Need some advice. I have a buy to let flat that I am in the process of selling which I bought last year. When I purchased it I paid ground rent for the year ahead. I have been paying service charges regularly as well. The sale has nearly gone through but I received a letter from the freeholders solicitor stating that the ground rent of £150 for 2017 was due Jan 1st. Apparently they have sent 2 different letters to the flat but I had no idea because they have not been forwarded on to me by the tenant or the managing agent. Now the £150 bill is £800 as they have added admin and legal costs. I stupidly assumed that the company in charge of the service charge was in charge of collecting ground rent. I had given that company my forwarding address but had not contacted the freeholder with my forwarding address. The solicitor is refusing to budge and reduce the charges as they are stating they sent everything to the address they had on their system. I am annoyed that I haven't been forwarded any post by the tenant but I understand ultimately it's my responsibility. Any idea how I can get them to waive charges or at least reduce it?
  25. Sometimes I consider taking a year off the internet. I think I might really like it.

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