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Loxstock92

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Everything posted by Loxstock92

  1. Loxstock92
    Don’t think we’re done, but at the point that we need outgoings before adding.
  2. Loxstock92
    For anyone who has an hour spare, communopoly!
  3. Loxstock92
    Tastes of human sir. Thank you for flying cake or death.
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  6. Loxstock92
    Same, it’s a hill I’m prepared to die on.
  7. Loxstock92
    On villa tv for a fiver.
  8. Loxstock92
    So my choice is ‘or death?’
  9. Loxstock92
    My one 200yds up the road is ok, even has its own theme tune
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  12. Loxstock92
    Oooo ooo ooo I know what this means! we’re signing Tyler Adam’s
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  15. Loxstock92
    So this channel is pretty cool, conducting interviews whilst eating progressively hotter chicken wings. Mostly American guests/films stars, musicians etc. last place I would have expected to see Harry Kane! (also the host Sean Evans is one of the best interviewers out there imo, purely for the fact that the questions asked aren’t your standard guff, guests are often surprised by the detail in research that has been done on them)
  16. Loxstock92
    Danny D on jaackmates pod?
  17. Loxstock92
    Have to agree, winds me up when the mrs insists on putting the air con on even after I’ve put the windows down
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  19. Loxstock92
    That would be the exception not the rule my good sir, you certainly wouldn’t get them from high street lenders.
  20. Loxstock92
    Just to alleviate any concerns, the loan itself wont be 11 x salary, more likely average house price is. There is no way any lender will lend 11 x salary to anyone*, as you say it’s insane. I’ve done mortgage affordability assessments for 8+ years and generally the absolute max is 5 x but that’s for higher earners & v v little outgoings. Many factors come into re the multiplier such as income and outgoings, term, location, house price etc *technically BTL mortgages don’t adhere to this as the loan is based on the rent the property generates as it’s seen as a self sufficient mortgage.
  21. Loxstock92
    Newcastle away
  22. Loxstock92
    Had the same in Coventry about half hour ago, literally shook the house.
  23. Loxstock92
    For me it the best TV show ever, will never get bored of it.
  24. Loxstock92
    Yeah, I’ve only ever got them done when I’ve acquired a new one to get heavier gauge strings put on them. (My ESP went from standard 46-10 to baritone 72-13 for that deep Drop B goodness). Since becoming a dad though last year It’s barely been used though.
  25. Loxstock92
    It was him
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