Xela

On 15/04/2024 at 23:27, Follyfoot said:

She plays bingo on a Tuesday night at BJs for meat vouchers with Glenroys Mum whilst leaving the boys at home tucking their todgers between their  legs to look like girls in the mirror

Mate 

Chaucer would be jealous of your prose. 

On 15/04/2024 at 18:30, Villatillidie95 said:

I remember near the end of his time here, you could see on his face how much pressure he was under and he had gained a lot of weight. Saw him talking on tv a few weeks back and he looks a million miles healthier now 9 years on which sounds crazy but it must be stressful struggling at a huge club with the expectations it entails 

He could have resigned? Held out for the sacking though. Football management is one of the few jobs you can have where you can be financially rewarded for being shite. 

3 hours ago, UpTheVilla26 said:

Hopefully the Lambert Under the Cosh podcast has subtitles. 

It'll be a good cure for my insomnia.

8 hours ago, bobzy said:

Football now isn't about where you finish in the league, it's about the coefficient and the balance sheet.

 

Wild.

Never mind the Football Manager game. Its Football Accountant now. 

Manage your balance sheet. Increase the cost of pies and pints. Change the badge and roll out a new wet look strip. Can you win the profit and loss trophy! 

3 minutes ago, Panto_Villan said:

This isn't going to be a hugely popular opinion here, but I don't see the Conference League as a "proper" trophy worth derailing our progress for.

How would it derail the season? We could play the kids on Thursday and still not beat Bournemouth. Or we could go for it on Thursday and beat Bournemouth. There are no guarantees. Our win at Arsenal came off the back of a tough game 3 days earlier. in other games, we've looked less effective after a longer break. 

You just got to take one game at a time and aim to win every one. IMO. 

4 hours ago, stewiek2 said:

Where's all this delusional crap from them coming from that they battered us first half?!

They were very good and had a good chance, but I felt we were Very good that first half. Professional performance, like a boxer jabbing and working them out, then went for the kill second half. 

Arteta said they could have scored 3, 4 or 5. Delusion runs from the very top. 

That being said, I hope they win tonight!

15 hours ago, CVByrne said:

The big issue with increasing these type of living expenses is you then will always require income to that level, you won't want to "drop down". All your spare cash between you outgoings and incomings should just go straight into mostly you Pension. By far most tax efficient and can afford you early retirement if you are wise enough throughout your life. 

Good points. Luckily I spend less now than I did when i was earning half my current salary! I've completely checked out of the materialistic life. Never mind keeping up the neighbours, i'm sure mine think i'm the local bag lady with a beard! 

Yes on the pension (got over 20% going into mine) but caveated with the fact it will be locked away to pensionable age. If you want to retire earlier, at say 50, you'll need some funds to be able to see you through until you can access it. 

1 hour ago, bobzy said:

lol tucking money into investing

Cost of living hasn't hit this guy!  

The plus side of not having kids!  

21 minutes ago, Tayls said:

I think if it becomes impossible to secure that 5th spot for the PL, then we will HAVE to focus on the league to land 4th place. We’d essentially need to throw the ECL. 

No guarantees though, as we found out in MON's era.

Start of a new tax year, so time is as good as any. 

What are people investing in? Or are people keeping it in cash? I'm split roughly half cash, and half in a FTSE All World tracker fund. Got a new ISA allowance and can't decide whether to go all in on the tracker fund or go halves again with the cash ISA. The tracker fund has returned 21% in the last 12 months (all reinvested), but surely it can't keep that up! 

4 hours ago, Rds1983 said:

Stolen from Reddit so no direct link.

 

Reminds me of this

Biscuits are like fentanyl to me. 

A tornado tore through a suburb of Stoke early. Caused utter improvements. 

3 hours ago, mottaloo said:

Gutted. I grew up as a Kent fan due to Deadly Derek, Allan Knott, Alan Ealham, Graham Dilley and Bob Woolmer in the late 70s onwards. 

Sad day.

Golden era of county cricket.

Used to love the fact Canterbury had a lime tree in the outfield. 

Glad to see Emma Hayes lose today. Would be great to see Chelsea win nothing. 

He's a lot better than I thought he would be!

What a guy 

The one thing this weekend has proved to me, is that its pointless trying to predict results!

If someone had offered me 4 points from Brentford (h) and Arsenal (a), I'd have been all over it like a seagull and a discarded portion of chips. 

5th is gone

Yeah, because we're getting 4th*! 

* not a guarantee and no liability implied or given if we don't.

3 hours ago, jim said:

Where @Demitri_C has gone

Looks like he's transferred to another forum. For FFP reasons I guess. Or PFF as Dem would say  

I think he's our most important player. 

5 hours ago, chrisp65 said:

Dirtier than an Uber Eats delivery bag.

Lovely

Mk2 Capri, hope its a 3.0 Ghia for ultimate coolness. 

Article this morning on the BBC about the disappearance of Little Chef's from our roads. They mentioned their "famous" Olympic Brekkie.

Looking at it, if they'd invested in ramekins, thy might still be trading.