With no transfer fee, £60k p/w plus bonuses for promotion we could end up paying Terry £4M over the year. Lets be honest, who are we gonna get in for that money that will do a better job with less gamble? We could basically buy someone for £2.5M and pay them £30k p/w, Probably without his pedigree/experience. So, those that consider it a gamble not worth taking should have a think about who we could get for £4M (including salary & bonuses) that is less of a gamble and better value for money.
Bare in mind that its only actually £4M IF we do get promoted as well. Its not our money, the cost of players these days is insane anyway so forget the finances. Would our squad be better with him in it or not? Of course it would!