Craigyh74

If ever there was a more pointless meeting..... So lenders have said they will agree, temporarily, to not repossess until you are 12 months in arrears. There will be an end date to the this agreement though, so you can imagine how quickly they will pounce once the moratorium ends..... Also - they have agreed to let borrowers switch to interest only for up to 6 months, no questions asked. What they're not saying is that in 6 months time, your repayments will need to be recalculated as you'll owe the same, but have a shorter term in which to repay the balance. An extension of the term may also be possible, which might cancel this out though. And to those hundreds of thousands of borrowers already on interest only, where the term of the mortgage is irrelevant - not a peep. Get the feeling the government are kicking the can down the road, avoiding the issue until the next general election, where my dog has more chance of being voted in than this pathetic bunch.

They're not fighting, they're going up against each other in Soccer Aid I'm led to believe

Oh joy that's my mortgage rate up to 7.73% now. The joys of being a Mortgage Prisoner and being told by normal High St lenders that I can't afford to pay mortgage rates of 5%

Didn't/doesn't he profit from the sale of abortion pills, or have I dreamt that up?

I love a dodgy stream, I've made so much money out of my lad by betting with him on the next goal scorer...I'm such a bad dad

He's gone from 25/1 to 10/11 on Willy hill

I have the Hub4 and that was massive improvement on 3

Cheers. I would never have known about this if I hadn't seen this.

Does it have to be a puppy and does it or does it have to be from a breeder, have you considered getting a rescue? We got our Staffie from the RSPCA and its the best thing we did, and I happily have another rescue. And with the cost of living crisis I can imagine quite a few pets being abandoned

I thought about it, my mom died from cancer 2 yrs ago, around the same time my sister was diagnosed with breast cancer (all clear now) and my dad was diagnosed with prostate cancer (clear now) but the cancer had already spread so he's now terminal and he's now been diagnosed with Crohns. I had the forms to complete for Gene testing to see if I too had the cancer gene but decided against it as I was unsure if I wanted to walk around know that I could have it

Surely BJ resigning was the will of the Tory MP's and they just need to move on and get the next PM done

Ah, good old uncle Ron, once tory councillor for Kingstanding (I think) who abandoned them to start campaigning to be councillor for West Heath after a year of being elected. Another one with a face I could never tire of punching

He's my MP and an absolute tool

Never been called Creg. But I have had my name spelt Craige on more than one occassion

This is happening on my MP's Facebook page (Gary Sambrook). Those that are criticising the policy are being called racists by his No1 fan boy

He did a great one with Emi, well worth a watch with Emi saying mate practically every other word

Brum Airport isn't too bad. 1hr 20 from quing for check in to get into duty free

Tried West Brom who are meant to do special products for Mortgage Prisoners but computer said no. In a better frame of mind as the wife has just reminded me that there is nothing that can't be fixed.....well apart from murder

No bank involved. The Tories sold off the so called toxic debts to American Vulture funds, they are classed as closed book lenders and aren't really regulated by the FCA and can do what the hell they like. I've never missed a mortgage payment but other bills have slipped due to this (now all up to date). The treasury have been saying they are looking into a solution now for the past 2 years and all John Glen has done is mislead parliament with bogus figures which have been proven wrong by Martin Lewis as he funded an independent report into the Mortgage Prisoner situation. I can't wait for tomorrow to get on a plane thanks to my dad paying for us, at least I can forget my worries for a week even if I'm stuck with 2 baggies fans

I know, but it's not about money. As a family we have been sold out by the Tories after the banking crisis, unable to move mortgage, in the eyes of a lender I cant afford to pay hundreds a month less , credit rating trashed from trying to live and keep a roof over their heads. I feel like a complete failure and no matter how many times I'm told it's not my fault I still feel like it is.

Oh joy. Look forward to my interest over 5% now Sometimes I wish I'd meet with an accident so the house is paid off and the Wife and lad have a bit of money

Totally feel your pain. Im in the same situation 4.6% SVR. Can't afford to pay less apparently, John Glenn MP has kicked the can down the road for the past 2 yrs promising to help but he's done bugger all, @Anthony are you on Facebook as this page is worth while joining UK Mortgage Prisoners they're campaigning to get the SVR capped at 2.5% but Glenn said it wasn't fair on existing lenders. Thing is our mortgages are owned by American Vulture funds who aren't regulated and can do what they want

I'm flying out Friday from Brum, I'm just hoping it's not chaos

I'm travelling to Turkey from Brum next month. I'm hopping things improve by then but I may get to the airport a lot earlier than planned now.

Does turning off the router wifi make that much of a difference? I currently have a Tenda Nova mesh system but still have the wifi on my VM superhub. I make sure all the wife and lads crap is connected to the Nova and my stuff connected to the Router