Xela

Good points. Luckily I spend less now than I did when i was earning half my current salary! I've completely checked out of the materialistic life. Never mind keeping up the neighbours, i'm sure mine think i'm the local bag lady with a beard! Yes on the pension (got over 20% going into mine) but caveated with the fact it will be locked away to pensionable age. If you want to retire earlier, at say 50, you'll need some funds to be able to see you through until you can access it.

The plus side of not having kids!

No guarantees though, as we found out in MON's era.

Start of a new tax year, so time is as good as any. What are people investing in? Or are people keeping it in cash? I'm split roughly half cash, and half in a FTSE All World tracker fund. Got a new ISA allowance and can't decide whether to go all in on the tracker fund or go halves again with the cash ISA. The tracker fund has returned 21% in the last 12 months (all reinvested), but surely it can't keep that up!

Reminds me of this

Biscuits are like fentanyl to me.

A tornado tore through a suburb of Stoke early. Caused utter improvements.

Golden era of county cricket. Used to love the fact Canterbury had a lime tree in the outfield.

Glad to see Emma Hayes lose today. Would be great to see Chelsea win nothing.

He's a lot better than I thought he would be!

What a guy

The one thing this weekend has proved to me, is that its pointless trying to predict results! If someone had offered me 4 points from Brentford (h) and Arsenal (a), I'd have been all over it like a seagull and a discarded portion of chips.

5th is gone Yeah, because we're getting 4th*! * not a guarantee and no liability implied or given if we don't.

Looks like he's transferred to another forum. For FFP reasons I guess. Or PFF as Dem would say